Got a call from a lawyers office that said they were going to bring a civil suit against me for 870$ and that if I settle out of court it would be cheaper because they wont charge an additional 800$ filing fee. Is this legitamate or a bill collectors trick? This account is over 4 years old.
2006-12-11 22:55:03 · 9 answers · asked by Michael J 1 in Business & Finance ➔ Credit
they will definitely do that as that's what happens when you don't pay yo bills
2006-12-11 23:02:25 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Law firms do collections. Frequently they take on accounts from lenders, meaning they have to try to collect on any outstanding loan from their customer.
Threatening a law suit is an appropriate warning. You can be sued in small claims court. The law firm has to pay the filing fees. In my town, the fee for filing suit in small claims court is $35. The District Justice's office is very aggressive when collecting on judgments. Although it is highly unlikely, you can actually be jailed for contempt if you do not honor such a judgment.
Your debt is small and very old. If you owe the money, pay it off. If you do not owe the money, explain it to the law firm.
2006-12-11 23:04:40 · answer #2 · answered by regerugged 7 · 0⤊ 0⤋
Probably legitamate. Ask the "lawyer" for proof of debt from the company that hired him to makes sure.
If you know you owe the money, then you know this is probably legitimate.
If the debt is 4-5 years old it is still within the statue of limitations and a valid debt.
2006-12-11 22:59:48 · answer #3 · answered by Gem 7 · 0⤊ 0⤋
sounds like a bill collectors trick to try to scare you into paying. They will say anything. Next time tell them, "maybe you should be discussing this with my lawyer" and then see what happens.
2006-12-15 18:08:14 · answer #4 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
you are able to't sue the mastercard employer, yet they ought to pay for each and each and every of the prices that befell out of your card being stolen. also they're responsible for sending your card securely by the mail, so if it takes position lower back, i'd say you'll have a case adversarial to them. in the different case, i'd assume that someone is getting a carry of your mail before you.
2016-11-25 22:28:45 · answer #5 · answered by kinzer 4 · 0⤊ 0⤋
Yes, you would be smart to negotiate a payment schedule. They will mess up your credit otherwise. Your credit score is hugely important today. Every time you need insurance, credit or even a job they check your credit score. Pay the nice man or he will hurt you!
2006-12-11 23:10:42 · answer #6 · answered by FreeRadical 3 · 0⤊ 0⤋
it can be true - your cc company sold the account to a collector- which now has the legal entitlement to collect however they see fit
2006-12-12 01:52:08 · answer #7 · answered by Anonymous · 0⤊ 0⤋
It's possible. Some law firms specialize in collections so it wouldn't be that far fetched.
2006-12-11 22:58:27 · answer #8 · answered by LS 2 · 0⤊ 0⤋
They sure can. I suggest you pay what you owe.
2006-12-11 23:03:30 · answer #9 · answered by KathyS 7 · 0⤊ 0⤋