If I want to know my credit history, what is it called again?

Answer 1

It's called a credit report, and each of the three credit bureaus prepares one. By law, you're entitled to a free copy per year per bureau. For more information on how they come up with your credit score and what to do to make sure yours has no errors, I suggest you read the following 2 articles. I got them from a finance blog :

http://financialbasics.blogspot.com/2006/11/credit-reports-and-credit-reporting.html

http://financialbasics.blogspot.com/2006/11/its-your-credit-take-care-of-it.html

Hope that helps.

Answer 2

Credit history.

Answer 3

Credit Report

-- It is you credit payment history, recorded in a file or report. These files or reports are maintained and sold by consumer reporting agencies (CRAs). One type of CRA is commonly known as a credit bureau. You have a credit record on file at a credit bureau if you have ever applied for a credit or charge account, a personal loan, insurance or a job. Your credit record contains information about your income, debts and credit payment history. It also indicates whether you have been sued, arrested or have filed for bankruptcy.

Answer 4

Your credit report. There are three main credit reporting companies. Equifax, TransUnion, & Experian. Usually you have to check with all three to get a composite report.

If you are denied credit, you are allowed to see the report that the company based the denial on. Otherwise, under new laws, I believe you get one free credit report per year.

There are companies that will charge you for getting your credit report, but if you know what you're doing (contact the above three directly) you can see it for free.

Answer 5

credit score, credit report.

Answer 6

http://www.annualcreditreport.com

Go here and get your credit report.