How many times in 1 day are they allowed to call? I have one that calls about 10xs a day, they leave messages. I have spoken to them and they are aware of my situation. Just wondering....
I live in California if that helps.
2006-12-11 12:13:43 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
They can call as much as they want but aren't allowed to call you after 9 pm. Get your phone number changed, it will help!
2006-12-11 12:27:52 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I'm not sure how many times in a day they can call, but there are restrictions on the time of day they can call and if they keep calling after you ask them to cease. (Send a letter through certified mail so you have proof you asked.) The site below has the fines they will face if they continue to break the law. (Scroll down past the offer.) There are also sample letters you can send them. Good luck!
2006-12-11 14:15:18 · answer #2 · answered by Mariposa 7 · 0⤊ 0⤋
Believe it or not, you can get them to stop calling altogether. You don't have to change your number. Your rights under the Fair Credit Reporting Act and Fair Debt Collections Practices Act give you the ability to have them stop contacting you in any way, shape or form. Just write them a letter, it's called a "cease and desist" letter (or C&D for short):
"According to my rights under the FCRA and FDCPA, I am charging you to stop contacting me about this debt in any way, shape or form. Do not contact me by phone or mail again about this debt."
After that, if they contact you they are breaking the law. The only way they can contact you is to tell you if they are pursuing legal action. That's it!
2006-12-11 12:41:48 · answer #3 · answered by Kevin K 3 · 0⤊ 0⤋
I believe once a day, goggle fair credit practices. You could send the a cesit and descit letter telling them to stop contacting you by phone. By law that have to stop calling you, if they do not you can sue them. Make sure to send it certified in case if it has to go to that level.
2006-12-11 12:43:30 · answer #4 · answered by Anonymous · 0⤊ 0⤋
if you have spoken to them and explained your situation, you have a right to tell them to stop calling you. However, they can also garnish wages, so make sure you have set up a payment plan with them if you are able to do so.
2006-12-11 12:37:06 · answer #5 · answered by Jo 4 · 0⤊ 0⤋