how long does it take a credit bureau to remove an item that has been paid off your credit report?

Answer 1

People have this all wrong. Nothing gets "removed" from your credit report. It just changes the status to "paid".

Credit reports show the history of your accounts, and therefore cannot remove items just because they are cleared up or paid.

It will remain on there a good seven years regardless of status.

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Answer 2

Alot of people don't realize paid items in good standing can remain on your credit report for 10 years. In fact, the longer the better! This adds to your credit history. Of course, if this is for a bad debt or collection it will only remain for 7 years, but you should try to get it removed sooner.

Answer 3

Usually 30 to 60 days until the account will show up "PAID." Also, if you add a new credit line, that can take 30 to 60 days to show up on your credit

Items are then removed if there is no activity for 7 to 10 years.

Answer 4

the article should not be bumped off for 7 years. Your terrific wager may well be to touch the lenders in question and ask in the event that they'll get rid of the series bills out of your credits checklist. often times this works, often times it does not and it would remember on your previous charge historic previous with the creditor. you are going to be able to additionally record a dispute with the credits reporting businesses (Experian, Equifax, TransUnion) if there's a question as to the validity of those products. for occasion, often times scientific costs on no account make it on your place yet they pass immediately to collections. one million. attempt to artwork with the creditor to have the series bumped off out of your account. 2. If that doesn't artwork and the products are in any respect questionable, record a dispute with the credits reporting businesses.