how do i remove paid collections from my credit report?

Answer 1

You cannot remove a paid collections from your report unless you can prove it is not yours or persuade the collection agency to remove it. Don't hold your breath. However, if you paid it, you admitted it was yours. The only other way for it to be removed is with time. Depending upon your states statute of limitations (google the term), it will fall off after x # of years.

Answer 2

You should have agreed with them before your paid that this would be a condition of you paying the collection off. Sometimes it works sometimes not. There is really no difference in paid collections and unpaid collections as far as a credit score.
You can write the credit bureau and ask them to verify the debt. They are required by law to do so. Sometimes the company responds and the debt is determined valid. Sometimes if it was paid off the company does not respond and it is removed from your credit report.
It takes seven years for the items to drop off your credit report althought most people look at the last two years to determine credit worthiness.

Answer 3

Yeah they can't be removed. The credit report must still show a history of credit activity, so though they are paid, they will still be revealed on your credit report for historical reasons.

Just because derogatory items are cleared, or paid doesn't mean they will be removed from your credit. They are simply noted as paid, and will take the standard 7 or so years to "fall off" your credit report.

It's good that you paid the collections if they were your fault. It's one step on the way to credit recovery. Be patient and your score will rise.

Learn about mortgage, credit, and finance:

http://www.thetruthaboutmortgage.com

Answer 4

You have to write letters to the company or companies reporting you as delinquent and then to all three credit agencies

Answer 5

they fall off after 5 to seven years

Answer 6

you don't remove them. they will be removed when the statue of limitations is up.