I suggest the following two articles. The first one explains what goes into your credit report and how you can affect your score, the second one tells you where you can get a copy of your reports and what you should be on the lookout for.
http://financialbasics.blogspot.com/2006/11/credit-reports-and-credit-reporting.html
http://financialbasics.blogspot.com/2006/11/its-your-credit-take-care-of-it.html
Have a good one
2006-12-10 23:35:37
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answer #1
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answered by Anonymous
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If you want to do a "soft inquiry" on your own credit, you can check your credit with ALL three bureau's (experian, transunion, and equifax) once a year for free at http://www.AnnualCreditReport.com
I find this is a great way to keep tabs on and monitor one's own credit without a 'hard inquiry' showing up on your credit report.
If you need to have your actual Fico score, and are willing to pay to have it drawn, then I agree with the other answers that www.myfico.com is a good place to go.
To have good credit, you must monitor it and check it often for mistakes, so you seem to be on the right path.
Good luck to you!
2006-12-10 21:05:29
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answer #2
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answered by illinifan 2
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http://www.myfico.com -- these are the original folks, they will provide a solid and accurate credit score for you. Notice that they give you a FICO(tm) Credit Score which is the score actually used by lenders. A lot of places claim to give you a "credit score" but it is whatever they've made up, not something actually used by lenders.
2006-12-10 20:57:29
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answer #3
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answered by ? 4
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Credit scores aren't provided for free. You have to pay the credit bureau. You can check out each credit bureau's offers by contacting each one, or pull your free credit report and check out the offers each one make.
http://www.annualcreditreport.com
An alternative is to apply for a mortgage and ask the mortgage broker to show you your score, which should be free if the broker doesn't charge for a mortgage application.
2006-12-13 02:52:33
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answer #4
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answered by Guru Sharma Prasad 4
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http://www.myFico.com
2006-12-10 20:54:58
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answer #5
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answered by Mariposa 7
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