How good of a score would say this is?
2006-12-10 10:13:56 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
oh wow, I feel dumb. The score is 741.
2006-12-10 10:23:48 · update #1
Im 21 and have had credit since 2004
2006-12-10 10:36:53 · update #2
That is an excellent score for 21 years old. Congratuations, you must be managing your credit well!
2006-12-10 13:01:42 · answer #1 · answered by ? 4 · 0⤊ 0⤋
Depends on your age. If you are under 30 then that's probably about the max score you can have. This is because credit history is a big factor in determining the number and if you are 30 you probably have 10 years or less of credit history.
Mine is around the same and I can't really raise it much because I've only had credit for 3 or 4 years.
2006-12-10 10:30:17 · answer #2 · answered by luvfurypassionenergybabe 5 · 0⤊ 0⤋
741 is a good score! Not the best, but better than the average American at mid 600's. Keep paying your bills on time and keep a steady job, and you'll do fine!
2006-12-12 18:50:28 · answer #3 · answered by Guru Sharma Prasad 4 · 0⤊ 0⤋
If you haven't had the distinct pleasure of being denied for something based on your credit report such as a credit card, mortgage, job, rental housing, or been referred to the "Special Financing" (eg. 25% interest) person instead of getting the 0% financing deal on a loan at a car dealership, I'd say it's a fair bet that 741 FICO *juuuust* might have something to do with that.
2006-12-10 10:33:06 · answer #4 · answered by The Love Duck 6 · 0⤊ 1⤋
A 650-700 and above is a good credit score.
2006-12-10 10:25:09 · answer #5 · answered by Renee W 2 · 0⤊ 0⤋
You should be able to get any credit card or loan you want with that score...and at decent rates. You are WAY ABOVE the average person in the US.
2006-12-10 20:27:37 · answer #6 · answered by cynthia s 2 · 0⤊ 0⤋
Well you did not give a score but 700 is good.
2006-12-10 10:18:33 · answer #7 · answered by ? 6 · 0⤊ 0⤋