2006-12-10 05:56:18 · 11 answers · asked by Anonymous in Business & Finance ➔ Credit
Every high street bank has to offer a basic bank account, regardless of past history. I was in your position and opened one with Natwest. This came with a Solo debit card which is handy.Lloyds will offer you a cash card which can be used only in their ATMs or at the Post Office. If they refuse a payment for lack of funds under £10, they make no charge. RBS cash card can be used in any ATM. One good thing from a basic bank account is that they don't charge on charges. You pay one fee for insufficent funds. Good luck.
2006-12-10 15:02:16 · answer #1 · answered by charterman 6 · 1⤊ 0⤋
It shouldn't be a problem no matter what your credit is like. You may not get a line of credit or overdraft protection but an account shouldn't be a problem.
2006-12-10 06:01:57 · answer #2 · answered by Gone fishin' 7 · 0⤊ 0⤋
depends what you want. what your not likely to get is an account with a debit card, however if you just want an account to pay your wages into and pay bills from -
look to nationwide. their flex-account comes with cash point card only, but does give you the ability to do standing orders, direct debits and online banking - what more do you need from a bank account.
no overdraft (well thats good) and you have to go into the branch to get cheques, but i do everything from mine, and they gave me mine 2 weeks after i went bankrupt.
2006-12-10 21:37:43 · answer #3 · answered by alatoruk 5 · 0⤊ 0⤋
Go to the Alliance & Leicester. they have what is called a basic bank account. I know from experience
2006-12-10 06:19:18 · answer #4 · answered by chris 2 · 0⤊ 0⤋
www.accountnow.com is your best bet. I personally used this bank, it is all done online. You get a checking account and a visa/mc logo debit card. No checks, but they offer free online bill pay and you can get your payroll directly deposited. Off course there is a catch, but its minimal...they charge a 3.95 service fee monthly.
2006-12-10 06:01:37 · answer #5 · answered by gaydad 1 · 0⤊ 0⤋
halifax offer a cashcard account, they dont do any credit checks so anybody can get 1. its a basic bank account but you can pay money in, set up dd etc
2006-12-10 06:10:37 · answer #6 · answered by claire 3 · 0⤊ 0⤋
Talk to the customer service at your local bank. The y will probably offer you a deposit account.
2006-12-10 05:59:10 · answer #7 · answered by Anonymous · 0⤊ 1⤋
If you have problems because of a previous checking account Wachovia will let you open a joint account with someone who does qualify, then after a year you can have your own account.
2006-12-10 06:09:16 · answer #8 · answered by molasses417 2 · 0⤊ 0⤋
Sure, just go to any bank and make a deposit in a new acct. you are requesting. They'll take your money.
2006-12-10 05:58:25 · answer #9 · answered by Anonymous · 0⤊ 1⤋
get one and spend all the money in it he he
2006-12-10 06:03:28 · answer #10 · answered by Anonymous · 0⤊ 0⤋