how can I find if someone has veiwed my credit report without my permission?

Answer 1

Yes,



Look at your credit reports and under inquiries you will see who requested it.

If you did not give permission, you can dispute and delete the inquiries using this letter: http://www.expert-credit-advice.com/Letters/Letter7.htm

You can block permission for promotional purposes.

I would reccommend doing it to help prevent identity theft and other issues..... or just for the heck of it...


Here are 3 articles on the same website I thought were very interesting :


1. Blocking junk mail and telemarketers:
http://www.expert-credit-advice.com/junk_mail_telemarketers.htm


2. Avoinding and dealing with ID theft:

http://www.expert-credit-advice.com/identity_theft.htm



3. Protecting your privacy: http://www.expert-credit-advice.com/protecting_your_privacy_tips.htm



May also help....Check this out too:

Credit analysis:
http://www.expert-credit-advice.com/request_analysis.htm

Answer 2

You can obtain a copy of your credit report and look in the inquiry section. There you will find a list of creditors who obtained your report.
Any name where you did not apply for credit, pulled your report without permission.

Be careful though, you may have applied for credit at a store, but they use a finance company to process their applications, AND
make sure it's not a 'promo' inquiry.

Many credit card companies pull lists of names as likely candidates for a mail solicitation. When this is done, the creditor asks for those with scores say, between 700 and 750. They get your name and address, but none of the credit stuff.

Answer 3

Any time you get offers for credit, parts of your report have been viewed, by that bank, credit card, etc. You can stop this by notifying the credit agency's that you don't want companies to "pre-authorize you (it also cuts down on the junk mail). Some states allow you to "freeze" you credit report, but you have to "unfreeze" it before applying for any credit, rentals, or anyone else you authorize to check your credit (no instant credit) To see who has viewed your report you must get a copy from the 3 reporting agency's (at a small fee) call or go to their web site to find out what info you must mail to them to get it.

Answer 4

As others have said, the inquiries section on your report shows who has pulled your report. Pre-approved offers have not seen your report at all. They bought a list of people in a given area whose reports meet certain criteria. You name and address are the only information they receive. You can opt out of these lists as others have said.

Answer 5

You can view agencies or people who've requested your credit reports by checking the "inquiries" section. An inquiry occurs whenever someone pulls your credit report.

Get your free annual credit report and see who's been "spying" on you. ;)

http://www.annualcreditreport.com

Answer 6

If you look on your credit report it will list everyone who has requested it. It is sort of public so you can't prevent people from viewing it.

Answer 7

you can request credit bureau to lock your credit report, but it will cost you, they can check your credit unless you give out permission

Answer 8

it will list it on your credit report (anyone that has accessed it)