should i be alright since it was a secure site?
2006-12-10 01:35:09 · 6 answers · asked by Dan 2 in Business & Finance ➔ Credit
Yes, you should be OK. But keep a backup paper copy of the transaction. If a problem occurs, you can contact the Better Business Bureau.
2006-12-10 01:39:03 · answer #1 · answered by Kathy 5 · 0⤊ 0⤋
ONLINE PURCHASES - CASH vs CREDIT
Are you worried that you may be scammed online if someone obtains your credit card? Well, stop being paranoid! Read more...
DO I NEED TO PURCHASE INSURANCE FOR ONLINE PURCHASES?
NO, credit cards and VISA/Mastercard bank check cards (when used as a credit card) are automatically protected. In fact, all credit cards in the U.S. come with automatic protection, as spelled out by the Fair Credit Billing Act. The best part is that this applies to BOTH online and offline purchases.
If anyone tries to sell you "online protection" or "zero liability" insurance for your credit cards, they're likely trying to rip you off. Report them to the FTC if you think it's a scam!
SOMEONE STOLE MY CREDIT CARD. WHAT DO I DO?
If you notice fraudulent charges on your credit card, immediately notify your bank and file a dispute/charge back. The most you'll be liable for is $50, but in my personal experience (7 disputes/charge backs) I've never had to pay a dime. Once again, this applies to both online and offline purchases.
TIP: You will not have to pay for disputed charges while the dispute is under investigation. However, you will need to promptly report and request the dispute to ensure you aren't being billed for that amount.
To learn more, visit the FTC's website below:
http://www.ftc.gov/bcp/conline/pubs/credit/fcb.htm
2006-12-12 22:52:22 · answer #2 · answered by Guru Sharma Prasad 4 · 0⤊ 0⤋
It's always risky to use your cc online, however, if you make sure that the address on the site that's gathering your info says https:// then it's a secure site and you should have no problem. DO NOT use it if it doesn't have the"s" because it won't be secure.
2006-12-10 02:13:26 · answer #3 · answered by mstrywmn 7 · 0⤊ 0⤋
If it was a secure site and you trust the company to whom you gave your credit card information, then you should be all right.
2006-12-10 01:40:03 · answer #4 · answered by Flyby 6 · 0⤊ 0⤋
You should be OK if it's a secure sight. I use mine all the time, never had a problem. Just check your credit card statement carefully when it comes.
2006-12-10 01:38:51 · answer #5 · answered by crazydave 7 · 1⤊ 0⤋
I only trust well known sites with secure conections, never unknown sites
2006-12-10 01:43:55 · answer #6 · answered by Anonymous · 0⤊ 0⤋