im only 16, but im looking into ways that i can buy things online without a credit card (dont have one) or sending money orders (dont like to)....do any of you know about a reloadable card that can be used to make purchases?? i've heard walmart GIFT cards can do that.
2006-12-09 16:43:21 · 7 answers · asked by Kekoa g 1 in Business & Finance ➔ Credit
Well....you can do something even easier.
You can get a paypal account and send it money.
then once it is credited you can buy away.
2006-12-09 16:58:24 · answer #1 · answered by markmywordz 5 · 0⤊ 0⤋
You may not want to use a credit card, but you may want to look into prepaid credit cards. You buy them at the store in values of 35-50-100 and maybe 200$ if I'm not wrong. And use the prepaid card to buy things online. Your name won't appear anywhere and it won't affect your credit at all. You can also link it to a Paypal account if needed.
2016-03-29 01:37:44 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Go to a local participating retailer and purchase a prepaid Visa/Mastercard! I think they may require an adult to purchase it, though. In any case, it's much safe and more secure than money order.
With credit cards, even secured or prepaid, you are automatically protected against fraudulent charges.
With money orders, it's treated like cash and you're screwed if you get ripped off.
2006-12-13 09:11:28 · answer #3 · answered by Guru Sharma Prasad 4 · 0⤊ 0⤋
I know you can use gift cards for ordering but sending money orders is actually safer because it gives you a receipt to keep and trace if they say they didn't get it. But if you have the money to use on gift cards, go that route but every shopping site does not offer gift cards. Only the bigger, well-known companies.
2006-12-09 16:48:43 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Discuss this with your parents. You may well be a good teen, but legally, you cannot yet enter into a contract which a purchase on line usually is.
I do like Paypal, but read up on the pitfalls. Just Google "Paypal" or "paying with Paypal."
Simons Malls sells a giftcard with a Visa number that would work and limit the exposure.
See the Yahoo Answer below.
2006-12-09 17:56:04 · answer #5 · answered by Jeff H 5 · 0⤊ 0⤋
Yes, Wal*mart cards are reloadable and you would be safer working with "them" that way.
If you order off of something like eBay or amazon, I would try to check the compatibillity of a "PAYPAL" system. That is something that sets your money out of both parties hands until you recieve merchandise. Then completes the transaction so you know you got what you paid for...
2006-12-09 16:53:47 · answer #6 · answered by Wise Young Sage 2 · 0⤊ 0⤋
Walmart gift cards can only be used at Walmart.Money orders do have tracking mechanisms. A MasterCard, American express gift card and the like may be more flexible for you. Happy holiday.
2006-12-09 16:53:43 · answer #7 · answered by firestarter 6 · 0⤊ 0⤋
There is a newer alternate pay method called Bill Me Later. You do not need a credit card to use it. It is accepted at several business online. Go to their website to see if what you are interested in accepts Bill Me Later. www.billmelater.com
2006-12-09 16:52:25 · answer #8 · answered by nice_counts 1 · 0⤊ 0⤋