anyone know where i could get a credit card from even though i have bad credit in the past
2006-12-08 07:03:57 · 11 answers · asked by Anonymous in Business & Finance ➔ Credit
try vanquis Credit cards. you will have to suffer high rates of intrest though to get your credit rating up.
2006-12-08 07:14:20 · answer #1 · answered by dave a 5 · 0⤊ 0⤋
If you have a poor credit rating, then you should consider NOT GETTING ANY MORE CREDIT CARDS!!
If you absolutely MUST have one, Provident or Vanquis do them at EXHORBITENT rates.
The other alternative is a Pay As You Go credit card. I got a pre-paid Mastercard from The Money Shop.
All you have to give them is 2 forms of ID and there's no credit check. You initially pay £9.99 for the card and it takes 5-7 working days to get to you. You then have the option of paying £4.95 per month to use it as many times as you want or, if you'll only be an occasional user, you pay a £1 per transaction fee.
You can top up the card as many times as you want either at The Money Shop or the Post Office; they also can make arrangements to have your wages/salary paid direct to the card.
Hope this is of some use!
2006-12-08 07:12:55 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Some banks will issue a card to you if you put money in a savings account and use it for collateral. Your credit will be limited to your deposit. There are national banks who do these, but your local bank may be willing to do it for you. It is almost like a debit card, but you still need to pay the bill at the end of the month.
2006-12-08 07:07:52 · answer #3 · answered by Flyby 6 · 0⤊ 0⤋
If you want to know what debt is..get a credit card
2006-12-08 07:13:37 · answer #4 · answered by Anonymous · 0⤊ 0⤋
You've got a bad credit history and yet you want more credit!?
Some people never learn.
2006-12-08 07:14:09 · answer #5 · answered by phooey 4 · 0⤊ 0⤋
if u got bad credit then surely you know the dangers of it.
and u still want to get another one??? your mad but speak to capital 1, they will give anyone credit
2006-12-08 07:07:09 · answer #6 · answered by Anonymous · 1⤊ 0⤋
dont get one spend the money in your pocket it seems a quick solution for christmas but with bad credit you will be paying it forever
2006-12-08 07:12:59 · answer #7 · answered by big b 1 · 0⤊ 0⤋
capital but dont get 1. it takes 12 years to pay off a grand at the minumin payment.its a waste of money
2006-12-08 07:12:23 · answer #8 · answered by Barson 6 · 0⤊ 0⤋
try the new Quidity card...its a pay as you go..i have one and have done all my xmas shopping on line...you just go and put cash on at a paypoint place..its great..no intrest and you know you won,t have abill to pay off
2006-12-08 07:08:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋
capital one - but be careful they charge high interest rates
2006-12-08 08:15:39 · answer #10 · answered by Anonymous · 0⤊ 0⤋