How do I go to the doctor without my insurance card?

Question

My insurance was effective the day I signed up, but I still have not received my card. How do I go to the doctor without it?

Answer 1

Sometimes the doctor's office can call the insurance carrier and confirm that you are covered, even if you don't have the card yet.

Answer 2

If your insurance is valid, and your doctor's office has internet access, they should be able to view your info using your social security number. (You can also do that search yourself and bring them the info.)

If that's not possible, then call the insurance company and ask when the card will be issued, and if they can not provide you with a satisfactory answer (such as "it was mailed on 12/8/06" or something to that effect.) then call your HR person and have them complain to the insurance company - because you guys are paying them, your opinion means more than the providers of service who are trying to get paid by them. (And if an entire company is PO'ed, that's a big problem for the insurance!!)

If the card was mailed and you just haven't gotten yet, explain this to the doctor's office, and tell them you'll bring them the card as soon as you receive it. You may have to sign a waiver stating that if you don't bring the card within a predetermined amount of time, you have to pay the bill, but that's okay. Don't pay up front if you have insurance. (My office tells patients they need to bring us the insurance info within 2 weeks or they're responsible for the bill. Nine times out of ten, we get that insurance info within 5 days.)

Answer 3

The doctor's office will need your insurance information, especially if this is your first visit. Have your insurance fax you a form to take to the doctor in lieu of your card (or send it to the doc's office).

You can also pay for the visit yourself and later submit it to the insurance company.

Answer 4

You can call your insurance company and ask them to fax something to your doctor's office.

Or give the receptionist at the doctor's office your insurance info and they can call and verify that you are insured.

It will be easiest if you call beforehand and get your insurance card number from your company. There should be no problem with doing this.

Answer 5

As soon as your in the insurance system a doctors office can confirm coverage by calling the insurance company with your birth date and social security number. But your employer has to process the information first - if they have to mail the information it may take a few weeks, if they are on-line and do the processing themselves it should it only take 24 hours from the time they enter your data.

Answer 6

You don't really need a card. Call your insurance carrier and find out your member ID, policy number, group number, and whatever relevant information you may need. What you can also do is go the the doctor and have him/her bill you later. You then submit a claim with your bill to your insurance carrier and they will reimburse the doctor.

Answer 7

Nope I walked in told them I was paying cash and was seen in the usual time About an hour after my appointment time Once I went to the walk in clinic was seen in about ten minutes One time I had strep throat but had to work any way and had no time to make a Dr appointment I made my first job the county health clinic and was treated and charged according to my income, also took about an hour and was back to work My niece, the welfare queen, just goes to the emergency room They can not turn you away They also do not give minimal care She has been given tests my insurance would never authorize for a headache There is no such thing as having health care unavailable to you in America

Answer 8

you can call the insurance company and get proof of coverage. Or you can let the MD's office bill you and then you can submit to the insurance yourself or have the MD's office submit at a later date for you

Answer 9

Just call the insurance company, and get a faxed copy of your info. they will give your your subscriber id and group number.
you can also check to see if your insurance company has a website, if they do you might be able to get a print out of your benefits off there.

Answer 10

I recommend you to try this website where you can get quotes from different companies: http://COVERAGEQUOTES.NET/index.html?src=5YAofhgdDE281

RE :How do I go to the doctor without my insurance card?
My insurance was effective the day I signed up, but I still have not received my card. How do I go to the doctor without it?
2 following 8 answers