I am 25. I am struggling to find a permenant job and have no money each month to pay my rent. I generally live off £3 per week and have over £35K of debts. Where can i find someone to help me out of this rut.
2006-12-07 21:20:26 · 17 answers · asked by serendipity_liberty 1 in Society & Culture ➔ Community Service
Go to the citizens advice bureau. They will advise you. My feelings are , there but for the grace of god, go I and a lot of others. Its not a crime to be in debt. Nobody in this day and age should have to live on £3 per week. Have you tried Social Welfare. Hope you get sorted out and good luck.
2006-12-08 09:18:56 · answer #1 · answered by breedgemh_101 5 · 1⤊ 0⤋
Hi there, have you seen the ads on tv for debtmatters? My friend had alot of debts and could not cope and was really worried.
When you phone them they normally take you on if you have debts over 10k. What they do is ask you to fill in a form that they send out or they will do it over phone. You write down all your expenses and bills and food and clothing. They then with your permission take over all your debts and they start phoning all your creditors and start fighting to pay the least each month so you have more money to live on. They really do take away the worry.
They put all the debts together and take so much money out of your bank account each month to pay them a set amount each. They eventually get the interest stopped and the good thing is you can cancel the debt managment at anytime when you feel you are back on your feet and are able to manage again.
As soon as you spaek to them you will be relieved. My friend had 40 pound left each month, now she has a few hundred to live on each month. Another good one is chiltern. They are in the phone book if you are in uk. Or you will probably find them on the interent to get phone number, it is better to speak to them rather that do it on net.
Good luck and hope you get sorted, but phone it will surprise you.
2006-12-07 21:35:26 · answer #2 · answered by daka 2 · 0⤊ 1⤋
Go to your local Citizen's Advice, they offer free information on debt management and they may be able to reduce your weekly payments, it is scandalous to think that you are living on just £3 a week, give it a try, what have you got to lose, nothing but a huge chunk off your debt. You can find them online, do a google search.
2006-12-10 05:29:46 · answer #3 · answered by Anonymous · 0⤊ 0⤋
No ifs or buts, get down to your citizens advice bureau, immediately if not sooner, let them advise you.They may be able to help reduce your debts, or help resolve the issues. You may be entitled to some housing benefits, and other benefits, because of your employment(lack thereof) situation. Have you tried the job centre?
merry festivities, I wish a healthy and happy new year to one and all
2006-12-08 09:14:51 · answer #4 · answered by rochelle m 2 · 0⤊ 0⤋
i think the entire world is in debt.
if you want to find money, there are only two ways to do it.
the first one is in righteousness but that is not a quick fix
the second one is to become a criminal.
I had a dream several times that i was preaching the word of God and the promise was made that i would always be provided for. in the dream i would dig into the earth and find coins.
I never actually practiced the promise except in trying to find jobs where i am. i never lacked for a job if i went out and looked for one. Until recently. Nowadays the BEAST of the earth has compromised most companies and people who do not have the "hand signs" or the secret handshakes will not get a job or be considered FIRST.
2006-12-07 21:26:32 · answer #5 · answered by Anonymous · 0⤊ 3⤋
You seem to be in big trouble, why don tu try for a job overseas? Specially gulf countries as they prefer to hire europeans and they are paid really well and get jobs easily. By the way all your income is tax free. Try looking for jobs in Hotels refer to website catererglobal.com or one of my personal contacts - www.hospitalitydubai.com. Although the companies blather about highest competencies, they are genreally quite flexible with hiring. Generaly here in gulf they look for people who are1. European 2. young and 3. flexible. I am sure u've got a shot, all the best
2006-12-07 21:33:19 · answer #6 · answered by Sam 3 · 0⤊ 2⤋
Go find out what benefits you're entitled to and claim them, plus Housing Benefit and Council Tax Benefit will make a difference.
2006-12-07 21:34:53 · answer #7 · answered by sarah c 7 · 0⤊ 1⤋
You could try and apply for a loan...even if you have bad credit, there are companies who could help you. Just do a search on google for loans for people with bad credit.
The only other thing you could really do is declare bankrupcy
2006-12-07 21:23:23 · answer #8 · answered by punkrawkprincess81 4 · 1⤊ 1⤋
Have you tried a 2ND job that may help out. May be u need to down size your spinning. like make a list of things you can afford.Food,Cloths,is your no#1 thing you need. OK gas in your car.you need. If you have a big car down size to a little one.It help in gas.I hope this may help you. Just don't spin much money save it when u get back on you feet.Thanks Chain.
2006-12-07 21:51:40 · answer #9 · answered by chain 2 · 0⤊ 3⤋
35k aye.
Have you considered consolidation of all your debts into one affordable loan.
If you only have one loan, you may want to try and get a cheaper deal or extend the time of the loan.
If you have already done the above, rob a bank.
2006-12-07 21:26:27 · answer #10 · answered by ROBSTER 4 · 0⤊ 3⤋