what is the best credit card?

Answer 1

none.. from my point of view,, the all the same.. just say no to credit card.. :)

Answer 2

This is a very open ended question and it depends on what type of credit cards you are looking for.

1. If you are looking for a cash back credit card, then you want a credit card that pays you more than the standard 1% that most cash rebate credit cards pay. For example, the Blue Cash from Amex pays 5% rebates on supermarket, gasoline and drugstore purchases.

2. If you are looking for a reward credit card, then you have to ask yourself what type of rewards you are looking for. If you are a frequent flyer on a particular airline, it might make sense for you to get that particular frequent flyer credit card. If you are looking to redeem rewards for merchandise, the memberships rewards program has great rewards and the Blue Card is probably the best bet.

3. If you are looking for a 0% balance transfer credit card, look for a deal that has an introductory period of at least 12 months, a low apr after the introductory period and preferably a card that uses the average daily balance method to calculate monthly balances.

4. If you have bad credit, then you have to shop around for a sub prime credit card. You should get the one with the least fees and one that reports to the three main credit bureaus. I think the Orchard Bank 2% cash back mastercard is the best card for this (IMO).

5. If you have no credit, then you should either get a secured credit card to start off, or apply for a credit card that will accept applicants with no credit history (you might want to try the citi platinum select mastercard).

As you can see, there is much more to talk about. It really depends on what kind of credit cards you are looking for. There is no such thing as a best credit card. You need to find a credit card that is best for you.

Answer 3

Hello, depends on what your goals are. If the card aligns with what you want to accomplish then that card would be it.

American Express: (If you want to pay off all your bills at the end of the month and still build your credit.)
Visa : ( Low introductory rates to begin with giving the customer time to adjust to owning a credit card.) But becareful because most introductory rates are only 6months. Also can be used all over the world. (helpful when traveling)

hope this helps
Good luck

Answer 4

American Express red card

This device enables you to spend and helps you give back to the poor. Most people complain about goverments not spending money and allocating it to the needy. However the american express red cards is able to create a multiplier effect. As a purchaser your money to buy cheap goods was produced by a less well of country. This card allows you to give back to that community or any other needy community. This may be a card with ethical princibles but it also enables the consumer that edge in order to help someone ina lower position.

Please note it is the best in terms of social equality as we consumers must understand that goods are made by cheap foregn labour and this cards tries to redistrubute the injustice

The principle of the card is that every time money is spent with it, 1% of the amount is sent to a fund called Global Fund, created in 2002 to fight against AIDS, Tuberculosis and Malaria. When the yearly spending amount exceeds 5000 pounds a year, this percentage is increased to 1.25%.

also it has

- low interest

- regonised globally

- easy credit

- higher userbility

- easy to use reliable and quick acess

- online and easy to track statements

and most importantly it gives back to the needy and helps us consumers regonise global injustice

My opinion is that the card is the best however you can say it is very very good as it helps external factors and does not only allow consumers to feel greedy by capitalism.

Answer 5

There is no 'best' card. The offers all change.

Things to look for are:

1) No annual charge. No 'pre-payment' required (that really makes it a debit card).
2) No interest on charges paid by due date.
3) Lowest interest rate on charges carried over
4) Buyer Protection (you buy something and it beaks, they buy you a new one.
5) Optionals: travel planning, associated programs, etc..
6) Good customer service

From personal experience I tend to avoid anything associated with the Bank of America. Their rates are high and their service is poor (the techincal term for this is 'sucks').

happy charging...

Answer 6

The best credit card is the one with the lowest APR. Mastercard has a good card.

Answer 7

Depends on what you're looking to get out of the card. Rates? benefits? points?

Look at www.bankrate.com They list a vast number of credit cards which you can seperate by what you're looking for, low interest rate, tranfers, etc etc

Answer 8

What about not having one

Answer 9

Chase rewards if you have good credit

Answer 10

Jones PLatinum Visa baby!!!!