i was involved in a rear in and my car was totaled and the woman who hit me got off scott free i have no car blue book value $500 dedutable and had back and shoulder trouble and had a $500 dollar dedutable so i, out from the money i,m got from the car$10000.already the lawayer said that sence the lady had no insurance that the insurance company could be sued is this true.
2006-12-06 15:42:42 · 7 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
the weired part is that two days after she otaled my car because o her dibet seizzer they release her car to from inpound with out proof of insurance the police said they did not write it up as a hit aand run but as an acciendent if her seizzers are so bad why would they put her back on the road to hurt others.
2006-12-06 15:54:37 · update #1
she had o insurance wih all the drama sh e gave them afake insurnce and i had full coverag so i call my policy holder and she ives me some rundown about there are different kinds of full coverage i could not even get a rent a car it would of only cost me $17 more a month lie that would have made a differance to me the woman never mentioned it to me when you hear full covage you expect some perk out of the extra money your spending it,s like i could of just got no fault for what i got.
2006-12-06 16:09:48 · update #2
I don't think your lawyer meant to sue your insurance. I believe he was saying to make a claim against your own policy's uninsured motorist coverage. They can be sued though if they won't pay the claim or there is a dispute over the value of your injury. However, you can't get any more for your car. If you have that deductible, that's it, you don't get it back. You'd have to take a separate action in court directly against the other driver if you want the $ back for your deductible, unless your insurance is already pursuing her. In which case if they get any money from her, they will pay your deductible back to you once they get paid for it.
2006-12-06 23:28:23 · answer #1 · answered by Chris 5 · 0⤊ 0⤋
Yes sometimes, but even more useful should be your insurance usually covers you if another driver does not have insurance. It's called uninsured motorist and in most states is required to be part of your auto insurance policy. But if you don't have insurance you are screwed. But if the lady showed you her insurance card that was not yet expired in some states her old insurance company would have to pay for it because the card clearly states that she is covered during the dates showed on the card. Read the case involving my old friend Shauntu Hamilton, this was in New York but most states probably are the same. Do your research and educate yourself so you don't become a victim.
2006-12-06 15:55:27 · answer #2 · answered by streetlevelinfo 2 · 0⤊ 0⤋
If your policy has an uninsured motorist clause, you can sue and perhaps collect from that.
Years ago my ex and I were hit by a teenage, unlicensed driver who was driving her mom's car. I had facial injuries and our car was nearly totaled.
We sued under that clause, but it took a couple of years for the process to work through. We did collect about $8,000 and put it down on our first house.
Look into it. It's worth a try. It involves suing your own insurance company, by the way. And you will need a lawyer (ours I think was actually provided by the insurance company itself).
2006-12-06 15:52:38 · answer #3 · answered by 60s Chick 6 · 0⤊ 0⤋
i'm confident such court docket situations were issued yet that they'd get no-the position. not in elementary words ought to causation be a real situation, although the decision on no matter if to eat sugary or fatty ingredients is that of the adults in contact. No-one drinks Coke wondering this is healthful. Corporationsa re not sued becasue they 'deserve it'. The courts are literally not a replace for your Mum.
2016-11-30 06:05:45 · answer #4 · answered by ? 3 · 0⤊ 0⤋
Yes, ironically my lawyer sued his car insurance company because they wouldn't pay a claim and won. I also turned my health insurance company into the department of health insurance for slacking on paying on a claim that I had. The health insurance company had it for over five months and did nothing with it until I turned them in. Now they are paying.
2006-12-06 15:52:33 · answer #5 · answered by trailrider 2 · 0⤊ 0⤋
yes its true,,they can be sued,,and you may have to do this to actually get the total amount due to you,,its a shame you have to do this ,but that's the way the insurance company's operate,,but yes you can Sue them,,and probably win,,notice i did say probably,,some times they win,,good luck i hope this help,s,,,have a good x-mas.
2006-12-06 15:47:55 · answer #6 · answered by dodge man 7 · 0⤊ 0⤋
Lots. But they either outspend you on lawyers or if you've got a really good case they'll settle out of court. Good luck.
2006-12-06 15:46:57 · answer #7 · answered by Crash 7 · 0⤊ 0⤋