how do i file insurance claim for lost wedding ring?

Answer 1

If you have a broad or a standard policy, you don't file for a lost ring unless you have it as a scheduled item. If it is a scheduled item, or if you have a comprehensive policy, you call your insurance broker, give the details, and he will submit for you. An adjuster will call, and you will deal with that adjuster. On a broad or standard policy, a ring would have to be stolen, not lost, for a claim to occur. As a scheduled item, or on a comprehensive policy, you have coverages for "mysterious disappearance".

Answer 2

I do not suppose property owners coverage covers units you lose within the trash, however you'll examine your coverage to be certain. I suppose they probably simply duvet harm in your residence, comparable to from a hearth. Even a legal responsibility or umbrella coverage might probably best duvet wherein you're in charge to anybody else; to not your self. I can recognize due to the fact that of the significance why you might wish to put up the declare and notice what you get. You must speak in your coverage dealer. If you may have a useful one, they most likely help with submitting claims or advising whether or not anything might be protected.

Answer 3

Was it insured, Homeowners only covers up to a certain value.
Call your agent or provider and get the ball rolling. Is the value more than your deductable. Whatever you get will be less the deductable