My father had promised me that he would co-sign for a 4-wheeler for my 10 year old son (his only grandchild) for Christmas. My dad is very well off financially and will live comfortably for the rest of his life. My credit report has "issues" and I needed a cosigner to be able to finance one. He had promised to do this for me back in September so I finally got around to going and picking one out. I had the salesman put it back for me, I filled out the applications (with the information that my dad given me on himself) and was ready to go pick up the 4-wheeler. We got a great deal with a very low interest rate. Then, out of the blue, my "lovely" father decides that he doesn't want to co-sign so the whole deal was off. Now I have to run around and get my son crappy, last minute, Christmas gifts. No 4-wheeler this christmas. I am very upset and cried for hours last night. I don't want to ever see him or speak to him (my father) again. Should I totally cut him out of my life?
2006-12-06 08:42:27 · 12 answers · asked by Angel W 3 in Family & Relationships ➔ Family
I can see where the people above me are coming from but I can also see your side. Its so easy these days to get a medical bill, etc., on your credit because you can't afford to pay the outragous things! One little medical bill can damage your credit enough to keep you from being able to get financed for the smallest things. I am leaning a little more towards your side because I (much like you) have a greedy old father whom wouldn't give me a pennie if I were starving! I am also like you because I have a son whom he has nothing to do with. It is his only grandchild, too! My father tends to ignore me and my son. He is so afraid that we will try to get a dollar from him that he would rather not see us come around. Sometimes (in family and public settings) he will totally ignore us. Also, I found out a couple of years ago that I have a half-brother (my fathers unknown son) that grew up in total poverty. My father knew about him and choose to ignore him, too! My advice is brash but I think that you should cut him out of your life and your son's life. If he is as rich as you say then it shouldn't have hurt him a bit to help you out. He doesn't diserve to have his family if hes going to treat them like this!!! I would say "see ya dad, wouldn't want to be ya"! You might even try this little bit of revenge: Don't except any gifts, phone calls or anything else from him. You have to let him know that your angry or he will continue this stupid behavior.
2006-12-06 09:17:16 · answer #1 · answered by Anonymous · 0⤊ 1⤋
Did your Dad give you a reason? I wouldn't cut him out of your life for this - a Christmas gift? That's a very shallow reason. Why would you even need to buy a 10-year old a gift that you need to finance? And it's only December 6, so the gifts you do buy him certainly aren't last minute. How can you expect your son to have a good attitude about any presents he receives if yours is that they will be crappy and last minute? Shouldn't you be thankful that you can afford to buy him any presents at all?
I would be concerned over why Dad changed his mind. I would talk to him about it - but after you've calmed down. Otherwise it's something that could eat at you and you don't want that.
:)
2006-12-06 08:51:43 · answer #2 · answered by sassybree1979 5 · 0⤊ 0⤋
Did your father give you a reason? This is not a serious enough situation for you to cut your father out of your life; you should look at the big picture. Which will your son miss more, growing up with a grandfather or having a 4wheeler for Christmas?
It may not appear this way to you, but from an outside perspective maybe since you have problems managing your money (i.e., bad credit score) you father doesn't want to risk ruining his credit too if you don't make the payments.
2006-12-06 08:47:06 · answer #3 · answered by duritzgirl4 5 · 0⤊ 0⤋
your how old? you sound like a spoiled child. i don't blame your father one bit. you have screwed up your own credit and now you want him to put his credit on the line? so what if he said that he would, maybe he had second thoughts. put your self in his shoes,you have bad credit so he co-signs and you fail to make the payments, now you have put him in an awkward position, he would either have to come and get the 4 wheeler for it to be repoed and of course you will think of him as just this offal monster, or make the payments for you. and boo hoo now you have to go and buy your 10 year old crappy presents.you should be ashamed! there are 100s of kids out there that wont even have a single thing for Christmas, some don't even have their parents and your going to cry about a 4 wheeler? GROW UP
2006-12-06 08:55:03 · answer #4 · answered by here to help 4 · 1⤊ 0⤋
Your father is wise. He doesnt want to see your son killed. 10 year old children are not mature to handle a 500 pound 4 wheeler. Many kids have been killed on them. Wait until he is at least 16. As a matter of fact, the warning on most or all 4-wheelers state that children under 16 should not be driving them at all. You sound immature yourself.
2006-12-06 08:47:05 · answer #5 · answered by Anonymous · 0⤊ 0⤋
HMMMMM...do I sense a spoiled lil girl who likes to spoil her son. A 4 wheeler is a nice gift, but his world won't end if he doesn't get one. If I was your dad I wouldn't do it either. It would seem to me he has sensed something about you that he believes will leave him with the bill.... because you know if you can't make the payment...he will. I think he knows that. And he doesn't want to get stuck with your debt.
GROW UP!
2006-12-06 08:53:51 · answer #6 · answered by westfield47130 6 · 1⤊ 0⤋
by co-signing your loan,your fathers redit can be affected by your failure to pay the bill. if you have had credit problems in the past your father is correct in being concerned about your ability to pay. has your financial situation changed for the worst?? have you been late on payments?? have you lost your job?? -- it is possible thet your father saw your financial situation getting better,thus agreeing to help you. perhaps you may have said or done something to indicate to him, that paying this new bill would be problematic?? is closing... just ASK! "you were going to co-sign and now you are hesitant, what seems to be the issue?"
2006-12-06 08:51:39 · answer #7 · answered by my opinion 2 · 0⤊ 0⤋
Maybe you should look at yourself. Your Dad must know some things you are not telling. For instance, why are there issues with your credit report and chances are you would not appreciate the effort and probably make him pay for it in the long run.
Quit crying and get your life in order.
2006-12-06 08:48:02 · answer #8 · answered by Lou 6 · 1⤊ 0⤋
I would never buy anything for my 10 year old that I had to finance.
2006-12-06 08:45:02 · answer #9 · answered by smartypants909 7 · 1⤊ 0⤋
relatively no longer undesirable Matty, strange *** subject remember however. i might checklist basically so which you will get the feel for lining up the words with the beats...7/10 and whilst are we going to conflict? you nevertheless in no way despatched me your **** yet...i might basically call it off and bypass away those products to Killsberry
2016-10-17 22:05:18 · answer #10 · answered by shade 4 · 0⤊ 0⤋