Do you know of a bank in Texas that does not check you threw check system before opening a bank account?

Answer 1

Just about every bank checks you through some sort of service like that nowadays. Your best bet is to try a credit union, if there's one nearby that you're eligible to join.
Good luck!

Answer 2

I worked in banking for many years and I can tell you that all banks have struggled at creating a policy to address your problem. There is very good reason why banks refuse to open accounts for prospective clients with Chexsystems records as the research clearly shows that client's with past chexsystems issues are extremely likely to repeat their past behavior and cause a financial loss to the bank. However, the best chance that you have at getting an account opened is to leverage the relationship of a family member. Bank's are not as willing to do this today as they were in the past due to the threat of litigation (not treating every prospective client the same), however, if you have a family memeber with a long standing relationship with the "decision" maker at a bank branch, they may be willing to make an exception based on your family members relationship(most branch mangers have discretion to override chexsystems records and approve accounts to be opened). Be prepared to be subject to restrictions such as requiring your family member to be a secondary signer, establishing a savings account only for a period of time, no issuance of a debit card on checking accounts etc....good luck.

Answer 3

Every bank checks potential clients through CheckSys

Answer 4

Sign up for a secured checking account, unless you want to go to expensive check cashing places, pay for money orders to pay bills and hide your money under the mattress.

Answer 5

nope
don't know of one
there a several that do second chance banking, but they will still run you through their verification system
be prepared to provide social security number and identification to any bank, and to have them verify you are who you say you are.

Answer 6

me (houston, texas)