My son recently had emergency surgery and the medical bills are absolutely enormous (in excess of $86000 AFTER insurance pay outs). The hospital has hounded me for several months now, and I have told them that I have hired an attorney for medical negligence/medical malpractice and will not pay 1 cent to them. I have provided them my attorney's information but they will not contact them.
2006-12-06 07:40:24 · 11 answers · asked by billford30 1 in Business & Finance ➔ Credit
Understand that the previous two answers are referring to the Fair Debt Collections Act, which regulates how collection agencies/attorneys/3rd party collectors must behave. If you send them a "cease and desist" letter, they must quit all communications with you. If you tell them you have an attorney, all futher communications must be send to him.
Your problem (I think) is you are saying "the hospital" is calling. That makes them the original creditor and they are not included under the FDCA laws. In other works, you can't effectively stop their calling and harassing you.
Follow the advice about contacting your attorney and have him deal with the hospital.
2006-12-06 13:32:17 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you have hired an attorney then you need for them to contact the hopstial as well.
You cant get too mad at the collector cause they are just person in a cubicle making 10 bucks an hour to call and try to collect on a long list of debts.
Alot of times they do not imput information on your file and then the next person calls with out knowing.
hopefully it is just that.
Try to contact the hopsital administration or the manager that oversees the Accounts payable department. Maybe they can help.
you dont want to totally eliminate their calls due to any change that may take place or a question they may have.
hope it all works out, my prayers are with you!
2006-12-06 15:53:44 · answer #2 · answered by Killerdaysie 1 · 0⤊ 0⤋
If you are not the one who is responsible for the repayment of the debt then yes they must stop, give them the correct phone number for your son and they will contact him. However if you are the responsible party for the debt they have every right to call no matter what you say. I would have your attorney contact them, it will be done in form of a letter (legal purposes), and he will explain the situation and they need to contact him and not you. That is what he is being paid for, until this happens you can either not answer the call or block it what ever your option or you can change your number and keep it unlisted. Hope it all works out for you.
2006-12-06 16:19:07 · answer #3 · answered by kna0831 3 · 0⤊ 0⤋
I am sorry about your problem it sounds like a terrible mess. I think there is something you can do I read somewhere that you can send a letter to your debtor asking not to be called any
more and they have to respect that but also in doing this it increases the chances that they will sue for their money. But if you are already getting a lawyer to defend you because of something that they did then I think that you don't have much to loose cause you are already headed toward facing some kinda of lawsuit.
Hope this helped and I genuinely wish you good luck!!!
2006-12-06 15:52:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
According to the Fair Debt Collection Practices Act, you have the right as a debtor to request a collector to cease and desist all telephone calls made to you that you deem to be inconvenient.
You can verbally request them to stop calling, but a certified letter works great. If they do not comply, advise your attorney to proceed with a lawsuit for violation of your rights.
2006-12-06 17:18:28 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I don't think you can make them stop calling you. If I were you, I would just look at my caller id and if it is the bill collector, do not answer the phone.
That's what we do because we have solicitors calling the house all the time, I never answer the phone unless I recognize the phone number or name. And if it says "UNKNOWN" I don't answer it either.
2006-12-06 15:50:00 · answer #6 · answered by GirlUdontKnow 5 · 0⤊ 0⤋
Give their number to your attorney. Also, just so you know, you are the debtor, the hospital is the creditor.
2006-12-06 15:50:06 · answer #7 · answered by Drummer Boy 1 · 0⤊ 0⤋
Write them a letter like this:
"According to my rights under the FCRA, I dispute your claim and demand that you cease all communication with me regarding this debt in any way, shape or form."
That's it. If they contact you again (besides exercising their right to notify you of a lawsuit) they are breaking the law.
2006-12-06 19:11:36 · answer #8 · answered by Kevin K 3 · 0⤊ 0⤋
Tell them verbally and also write them a letter stating "do not call, mail me correspondence", send it certified.
If they continue you can actually sue them for harassment and they know you know so they will stop.
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2006-12-06 15:53:30 · answer #9 · answered by MN-Mike 4 · 1⤊ 0⤋
Can you block their number? That might be the best bet because they will not stop calling. So annoying!
2006-12-06 15:48:23 · answer #10 · answered by Christabelle 6 · 0⤊ 0⤋