My wife and I live in Illinois and we're expecting twins in April. We've heard two different opinions from our health insurance providers, as to what state law says about whose insurance policy the kids have to be put on, according to the state. Is it true that the kids have to go on the policy of the parent whose birth date is earliest in the claendar year???
2006-12-06 05:23:53 · 8 answers · asked by Anonymous in Pregnancy & Parenting ➔ Other - Pregnancy & Parenting
i wouldnt think so, that doesnt make any sense. Im taking your question as you both have different insurance with your jobs??? If thats the case, you should be able to choose or just add ppl to your plan. Unless your wife plans on not going back to work afterwards it would be best to go on yours so you dont have to deal with a switch. I guess you will just have to call the provider and ask, they are the only ones that can be 100% sure on the law. Did you try googleing it??
Good luck to you and CONGRATS, im expecting in April as well with a little girl!
2006-12-06 05:31:35 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I've said this before. The new health care program is affecting the military and military vets. Our own doctor said the paperwork is getting unbelievable and he will not be taking any more tricare patients. Many military family members and retired will have a hard time finding good care. I guess Americans really do not care about our military and its sad. This health care bill WILL affect us and this will be one place the government will cut to fund those that are uninsured. We pay premiums and we sacrifice our lives to care for this country. This is NOT the way America should treat military members. Americans need to insist that the new bill will not affect those who have served or are serving! Democrats and conservatives need to fight for the military rights especially now as families are torn apart on long separations with Obama as Commander in chief!
2016-05-23 01:12:06 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I never heard of that. Im not sure though. I know that when I was on my parents insurance my dads policy was the primary and my moms was the secondary, so whatever my dads did not cover my moms picked up.
2006-12-06 05:39:42 · answer #3 · answered by angel01182 3 · 0⤊ 0⤋
They will go on which ever one, or both, that you elect them to be on. Most companies have separate categories of insurance for self and self+family. It will probably cost more per month/paycheck so check the cost of each and the benifits that they offer. You can also do both but that is probably not worth it. Additionally if one of you go self+family the other can probably drop their insurance because they will be covered under the family option.
2006-12-06 05:34:52 · answer #4 · answered by mcombe 1 · 0⤊ 0⤋
I never heard there is any law regarding this. I know for sure you just have to put your child on ANY insurance plan. You have to notify the insurance company asap (whatever deadline your insurance company has) when the child is born for them to be covered.
2006-12-08 04:04:03 · answer #5 · answered by mom_of_ndm 5 · 0⤊ 0⤋
That's not true at all! Put them on which ever plan has the cheapest co-pay (there so many first year visits) and monthly cost difference.
The State can't legally dictate things like for you. It's called the right to privacy, the right to intertstate commerce (your ins co may be out-of-state) and there are a dozen other reasons why they can't dictate who's plan they go on.
2006-12-06 08:59:08 · answer #6 · answered by kathylouisehall 4 · 0⤊ 0⤋
I didn't think there was a law on this. I know some parents who never put their kids on the insurance at all....
2006-12-06 05:27:17 · answer #7 · answered by Alison 5 · 0⤊ 0⤋
well in north carolina its the policy holder. ive never heard of the latter "law"
2006-12-06 05:27:21 · answer #8 · answered by No Know 4 · 0⤊ 0⤋