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2006-12-04 11:09:57 · 10 answers · asked by CJL18 1 in Cars & Transportation ➔ Insurance & Registration
Depends on age, type of car and such. Let alone driving record.
2006-12-04 11:11:19 · answer #1 · answered by Silverstang 7 · 0⤊ 0⤋
The price of auto insurance depends on many difference factors some of which include:
age of all household drivers
driving record
credit
year, make & model of vehicle
type & amount of coverages
whether you live in the city or the country
A way to get discounts is to check into multi-line and multi-car discounts. Also, a good driving discount, good student discount, driver's training discount, etc.
Also, was the quote tailored for your needs? Did you get the right amount of coverages? Is your deductible too low or too high? What are your liability limits? What about towing/emergency road side service or rental reimbursement or glass coverage? Double check this stuff and feel free to call around.
If the quote from from a quality company....remember you get what you pay for.
Is this company going to still be there for you down the road? Do they have a local office? How is their customer service? Some of these things may not make a difference now, but down the line they might.
Good luck!
2006-12-04 11:26:42 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Yes, that seems high. The primary factors impacting auto insurance rates are the 6 parts of an auto insurance policy. Rates are generally based on:
* The coverage types you choose from among the 6.
* The amounts of coverage in a specific part.
* The amount of deductible you choose. In most cases, the higher the auto policy deductible, the lower the premium paid.
* Several other factors impact auto insurance rates. You'll probably pay less if any of the following apply:
* Your previous driving record does not include tickets, accidents and claims.
* Your home address is outside an urban area where more accidents and thefts are likely to happen.
* Your credit rating is high.
* You are older than 25.
* You are female.
* You are married.
* You own a make and model vehicle not prone to theft, or driven at higher speeds.
Cheap Car Insurance:
http://www.insureme.com/landing.aspx?Refby=614506&Type=auto
(91% report saving money after getting multiple quotes)
Take care,
Ron @ InsureMe
2006-12-05 05:13:28 · answer #3 · answered by Anonymous · 0⤊ 1⤋
That depends! If you're a 30 year old insuring a Corvette in Boston, it's a GREAT deal. That same person insuring a Taurus in Joplin, MO would be a rip-off.
2006-12-04 11:49:24 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
This is hard to say with out knowing your situation such as car, age, coverage, credit history, location and driving history. Compare quotes at http://www.nationwidebillrelief.com for an average of what the top companies are charging for auto insurance based on your needs.
2006-12-04 14:50:25 · answer #5 · answered by Anonymous · 0⤊ 1⤋
That does sound quite high. However, it depends on what type of car it is, how new it is, how old you are as the driver, your driving record, and what city you are driving it in, among other things. Try doing a price comparison at progressivedirect.com. That will show you the price at three competing companies.
2006-12-04 11:12:40 · answer #6 · answered by Mr. Hotelier 3 · 0⤊ 0⤋
Ring around - you might get stuck with it if you're young, have a bad history, driving a powerful car, car is expensive, live in a bad area etc.
2006-12-04 11:12:47 · answer #7 · answered by kyls 3 · 0⤊ 0⤋
I think it is but a lot of things factor into rates, such as, age, accidents, and violations, if you think it's too high shop around for another company.
2006-12-04 11:14:38 · answer #8 · answered by mister ss 7 · 0⤊ 0⤋
I've seen alot worse. Try state minimum liability in new york city, if your a young driver......$1000/month isn't out of the question.
2006-12-04 14:55:26 · answer #9 · answered by Dan H 2 · 0⤊ 0⤋
depends on age and driving record, i paid more than that 15 yrs ago when i was younger
2006-12-04 11:11:21 · answer #10 · answered by rhino_man420 6 · 0⤊ 0⤋