Can i get in trouble for this??????????Should i tell my dad?

Question

Hi i am 18 going on 19 and in college as a full time student and i work during the summer parents wont let me work during school.Problem is last year when my dad would not let me get my own credit card and i used his SSN to get one anyway.I bought a number of bags i wanted from prada exc. , car payment happened because i borrowed my dads car while he was on vacation and got into a car accident and did not want to tell him, clothing/shoes/jewlery,and tickets to my car.I paid of most off this but am still 1400 dollars in debt!My grandfather pays my car insurance and wont lend me the money should i go to my dad?

My friend said i committed identity theft even though i was 17 at the time?is this true?

Answer 1

You, Ma'am, are a moron. What part of using another persons SSN to get credit did you think was legal? Do you not watch the news? And people wonder why this country is going down the crapper....

Answer 2

"Love You" says it best: it's identity theft and you better tell your dad before he reports it. Once it's traced to you through the credit card company (it will be easy for them to find you) the legal system will get involved.

Go to your dad and fess up to the expenses and the car accident (a.k.a., thefts) and apologize to him for playing him for a fool when he was trusting you. While you're at it, apologize to your grandfather for even asking him if you could borrow money when he's already paying your insurance.

You need a little humility and an understanding of how money works and where it comes from (somebody has to earn it - in this case, your dad and grandfather and apparently not you). Speaking of earning: Since he's your father and he loves you, he will probably give you a chance to earn his trust back. Get it right the first time! Use this experience as an opportunity to step up and be responsible and do the right thing.

Answer 3

You *could* get in trouble with the law, but I don't think it will go that far. I think your dad would be most interesting in preserving his good credit, so I think you should go to him and let him know about what you've done and what the balance is outstanding on the card. My idea is this: he pays off the card and closes it, and then you do whatever it takes (get a couple of extra jobs, or whatever) to pay him back monthly. It will take a lot more time, obviously, to regain his trust, but I think he will appreciate your admitting the problem before it gets totally out of control (that is, which is worse, telling your dad now so he can stop his credit going bad, even if he is extremely angry with you, or not telling him and letting him find out the next time he tries to get a loan or refinance his house, when he will STILL be angry with you but the situation will be even worse)? I think telling him now is the lesser of two evils. Apologize your butt off to him.. I can tell you feel very sorry about this, so that shouldn't be hard, and do whatever you can to make it right with him. Hopefully, he will cut you some slack since you did it when you were 17.

Good luck!!!

Answer 4

First of all your 18, if you want a credit card you can get one and if you want a job you can get one. You are an ADULT! What you did was a crime. You could potentially face criminal prosecution over this. Because I do not know your father or his likely reaction I suggest you seek legal advice from an attorney. Simply paying off the debt will not change the fact you broke the law.
Like I said, I don’t know your father and wont tell you what to do but If it were my dad I would get on my hands and knees and beg for mercy, reminding him NOT to inform the bank or credit card company of what transpired but instead to quietly pay off the debt and cancel the card. If the bank/credit card company ever found out what you did they could black list you and your father ruining your credit for the rest of your life or they may go to the feds themselves and seek to have you prosecuted regardless of what your dad wants done. Good Luck, and remember your an adult now. Act like it.

Answer 5

Well, besides a possible felony, I would also worry about being spoiled (what 17 yr old NEEDS a Prada bag??), being a liar (you got into an accident with your DAD'S car and didn't tell him??), as well as irresponsible (you want the gravy from life but not willing to pay for it yourself??)

Time to grow up missy!

Answer 6

Yes you can get in trouble and yes you committed indent theft!
You need to go to your dad with this right now and come clean.
This could ruin his credit. He is going to be really pissed, i know i would... As far as the identity theft, i don't think your dad will press charges on that.

Answer 7

Yep, you're in it neck deep and whatever punishment you get, you deserve. It is identity theft as well as stealing...and from your own FATHER! You best go tell him and take whatever punishment you get like a grownup. Chalk it up to childish seflishness and stupidity and learn from it. You have compounded the crime of theft with lying about it by omission from someone who love and supports you. Time to cut through this web of deceit and start over by telling the truth.

Answer 8

properly what you should imagine about first is in the adventure that your dad ought to concepts the age distinction.And actuality be advised in the adventure that your dad is so cool with him you should comprehend men have this bonding element the position they comprehend if the different is a sleazeball. So locate out first in the adventure that your dad ought to like him for you.Then locate out if the guy really likes you.Then attitude dad through saying you want him and ought to need to loaf round with him some time and if he ought to concepts.If he says no then do not even flow there.

Answer 9

Yes and even tho you are 17 it's a felony and in most states you will tried as an adult. You better get to your dad before he reports it.

Answer 10

Yeah you can get in trouble for this. Better hope your father does not pull a copy of his credit report.