The uninsured motorist who ran the red light has agreed to the payment of $2310 for the total loss of my Honda Accord, but the thing is she is expecting that I sign my car over to her because she is paying for a totaled car which she says is just like purchasing it off of me.
I dont know of any laws about this in my state of California or any other state ,but can anybody tell me if she is entitled to car?
THANKS!!!
2006-12-04 05:07:56 · 10 answers · asked by Kingocal 4 in Cars & Transportation ➔ Insurance & Registration
no she does not get the car. You own the car. She is paying you for the fact that she has rendered one of your financial assets to be without value. You owned that car. it was worth 2310 dollars. SHe came and devalued that car by hitting it. The car is still yours, she is merely making you "whole" again by reimbursing you for the lost value of your car.
2006-12-04 05:16:44 · answer #1 · answered by Louis G 6 · 1⤊ 0⤋
Take the money and give her the car. You'll be paying more for damages if you wanted to fix it up again. Also the insurance company likes to rip people off that way and may not give you that much for your car. What I would do is see how much the insurance company would give you for your car.. if it's more money than the lady is offering to give you, than make a claim report with the information that the lady is supposed to give you when exchanging information.. example: ID, licence plate number, address, phone number, etc.. She's offering you the money because if you filed a claim, she would loose her licence for driving an uninsured vehicle.
If the amount that your insurance broker offers is less, take the lady's money and give her the car. The car would be usless to her anyways, unless she wants to put even more money into fixing it up!
I hope this helps!!!
2006-12-04 05:18:42 · answer #2 · answered by Jun!or 2 · 0⤊ 0⤋
If she was insured and her insurance company was offering you the $2310, the insurance company would now own the vehicle. They sell it to a salvage yard for a couple hundred bucks. How you want to handle this is up to you. You can tell her you want to 2310 and keep the car (risk having her not pay you for the damages. You can turn it into your own insurance company and let them handle this for you or you can tell her that you understand what she is trying to do and you want to buy the car back for 200.00 and accept 2110 from her. Make sure that you get the money in cash. DO NOT accept a cashiers check, money order or check from her.
2006-12-04 06:41:39 · answer #3 · answered by blb 5 · 0⤊ 0⤋
Yes. That is what the insurance company would do, pay off the car and then it becomes theirs. She has given you the worth of your vehicle at the time of loss, and it's now hers. Sign the title and give it to her and have her tow it away. (Don't let her drive it, make her tow or put it on a trailer). Make sure you notify the DMV it isn't yours anymore. California has a form for that you can fill out at the time of sale and mail it in.
2006-12-04 06:16:28 · answer #4 · answered by oklatom 7 · 0⤊ 0⤋
I'd tell her to eat rocks. She has two choices:
1. Pay up on your terms immeditely.
2. You file a police report and she gets clocked for UIM. After which she'll have to pay up on your terms anyway.
She's not entitled to anything -- she's NOT an insurance company. You're doing her a BIG favor by settling this thing privately. She should be happy with that.
2006-12-04 05:23:52 · answer #5 · answered by Bostonian In MO 7 · 0⤊ 0⤋
Yes. If she had insurance and they totaled your car and paid you for it, they would get the car. No difference. You don't get to have your cake and eat it to, even though an uninsured motorist hit you.
2006-12-04 10:20:21 · answer #6 · answered by Chris 5 · 0⤊ 0⤋
Absolutely not; she is responsible for the damages to your car - period. She has no right to expect that she gets your car. She's probably done some research and knows she can get a couple of hundred from a junkyard that will part it out.
2006-12-04 05:16:21 · answer #7 · answered by piggly_wigglyus 2 · 0⤊ 0⤋
An additional issue here for you in giving the person the car is that they could rebuild it and then drive it and leave the title in your name and get into another accident. I had this happen to me and the car was used in a robbery.
2006-12-04 05:58:16 · answer #8 · answered by JerryNMike 1 · 0⤊ 0⤋
well ya. if she isnt insured then she is buying the car with her own money so therefor it is her car. and the first guy is right too, get the cash not a check.
2006-12-04 05:14:16 · answer #9 · answered by fordbronco84 2 · 0⤊ 1⤋
get the $ [no checks] and give her the car...it like shes buying it off you. duh
2006-12-04 05:11:49 · answer #10 · answered by Anonymous · 0⤊ 1⤋