I have found myself in a very bad situation and need a $500 to $1000 loan fast. Preferably I would want to pay it back in 2 to 5 years because I am a student and won't have the cash right away. Also I have really bad credit. Which is why I want the loan actually, to pay off my credit card bills. Is there any company that will give me a loan, without a cosigner, despite my bad credit.
2006-12-03 19:17:23 · 7 answers · asked by prettyblueeyes101010 4 in Business & Finance ➔ Credit
Just to let some of you know. After talking to my boyfriend he says getting 5,000 would be better so I could just pay absolutely everything off. I can't ask family memeber because I am actually all by myself. And I do have a job. I recently downgraded to a lower paying job b/c I couldn't commute between there and school so now I am making 400 a month instead of 2000 a month.
2006-12-04 03:46:20 · update #1
One recommondation: talk to the credit card company. Many people who get into this type of "problem" are not pro-active. Show your willingness to get rid of this debt. Maybe they can help you out with lower interest, which is the true problem.
Otherwise, talk to your bank. $500-1000 is not a lot of money that they would comb through your records. The time-frame that you are talking about is quite long for this sum of money.
One tip: DON'T try any high-interest, too-good-to-be-true offers. Talk to professional loan assistants and get their advice. Explain your situation and don't fidge.
2006-12-03 19:28:14 · answer #1 · answered by eddievanhalen 4 · 0⤊ 0⤋
If you just need 500-1000, it shouldn't be a big deal for you. Talk to your family, ask them to let you borrow. Don't ruin your credit, at least pay the minimum. And dang, are you serious? it takes you 2-5 years to pay off 500-1000? .. Take my advices, do what other students do/did .. get a part time job!
2006-12-03 19:26:21 · answer #2 · answered by a9113257311 3 · 0⤊ 0⤋
if it would only take 500-1000 to pay off your credit cards you arent in bad trouble. keep making payments....it would cost you 25% or so to make a bad credit loan.
2006-12-03 19:22:17 · answer #3 · answered by David B 6 · 0⤊ 0⤋
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RE Need a loan fast?
I have found myself in a very bad situation and need a $500 to $1000 loan fast. Preferably I would want to pay it back in 2 to 5 years because I am a student and won't have the cash right away. Also I have really bad credit. Which is why I want the loan actually, to pay off my credit card bills. Is there any company that will give me a loan, without a cosigner, despite my bad credit.
2014-09-03 12:26:16 · answer #4 · answered by Anonymous · 0⤊ 0⤋
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2006-12-04 00:33:45 · answer #5 · answered by vijay v 2 · 0⤊ 0⤋
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2006-12-04 08:00:16 · answer #6 · answered by Anonymous · 0⤊ 0⤋