2006-12-03 12:35:27 · 19 answers · asked by tom4245810 1 in Cars & Transportation ➔ Insurance & Registration
YES. INSURANSE gets expensive when you get a ticket, because they think you're a dangerous driver who is more likely to get into an accident.
2006-12-03 12:37:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
It doesn't affect your current insurance, but, when it's up for renewal, it's likely that your rate would be higher.
Also, try and take a defensive driving course voluntarily -- That usually helps and limits the insurance rate hike.
The violation will be considered during rate calculations for 3 to 5 years after the violation date. So, as others have suggested, it might sense to get it removed from your record, even, if it costs a couple of hundred bucks.
Good Luck.
2006-12-03 20:45:10 · answer #2 · answered by Kaizer Soze 2 · 0⤊ 0⤋
It depends on what state you live in. Most states, yes, if it's a moving violation, whenever the insurer pulls your MVR (motor vehicle report) they will add a surcharge to your next renewal. Sometimes, it might take a year or 2 before they will surcharge you for it, because they wont pull your MVR on every renewal. They have to pay for the report, so its not worth it to pull it on everyone all the time. But, if you live in a state like Florida, or a couple others, state law dictates that a certain number of citations will be waived, and will not effect your premium. Like, 1 in 12 months will get waived, or 2 in 24 months, will be waived...but everything after that is charged.
2006-12-03 21:27:26 · answer #3 · answered by Dan H 2 · 0⤊ 0⤋
11 times out of 10
2006-12-03 21:06:57 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It sure does. Sucks i know! But here in Utah, i don't know about where you live but you can go to a class held at the court house in the city that you got your ticket in and if you go to that class, it's usually at night for like an hour or two and they will make sure that it doesn't go on your Insurance. I think it's called Traffic Class. You should look into it.
Good Luck
2006-12-03 20:41:39 · answer #5 · answered by I love my kids! 2 · 0⤊ 0⤋
Your rates don't usually go up until you have atleast three points on your driving record. Trust me; I have been driving for many years and my rates have never gone up after a few speeding tickets.
2006-12-03 20:42:25 · answer #6 · answered by Anonymous · 0⤊ 0⤋
go to traffic school and the ticket will be shaded so the insurance cannot see it in a printout, , , you usually can do this once a year . . unless you have a commercial license then you cannot go to traddic school at all ( in California)
2006-12-03 23:29:47 · answer #7 · answered by charles g 2 · 0⤊ 0⤋
if you get a speeding ticket, i do not believe it effects ur current insurance. I got a speeding ticket once and it didnt effect my insurance.
2006-12-03 20:43:10 · answer #8 · answered by Fi 2 · 0⤊ 0⤋
no. i think that only happens when you get in an accident.
I got a ticket...all i had to do was to take a class to get the points off my record. then pay for my ticket.
2006-12-03 20:38:04 · answer #9 · answered by ** i Am hiS giRL ** 5 · 0⤊ 0⤋
yea its a moving violation. Depending on how fast youll prob get a few points
2006-12-03 20:40:33 · answer #10 · answered by BM33 3 · 0⤊ 0⤋