2006-12-01 05:54:57 · 31 answers · asked by mbeast16 3 in Society & Culture ➔ Holidays ➔ Christmas
I don't know how everybody else does it, I buy all my last minute stuff with a credit card but I start shopping early in the year... If I see something that my daughter might like and it's on sale in February, I buy it and put it away, it saves me tons of time, stress, and money. I even got my boyfriend a gift at the after Christmas sale for this year. It works though... it's December 1st and I'm completely done with my shopping and I haven't broke bank at all.
2006-12-01 06:05:23 · answer #1 · answered by Mel 4 · 0⤊ 1⤋
As for many people, their bank has a thing called the Christmas Club. It is where you put money in the account all year long and then the first week in November the bank writes you a check for the amount that's in the account. The good thing is that it draws interest. As for others, it's maxing out the credit cards.
2006-12-01 15:22:36 · answer #2 · answered by Live for today.Hope for tomorrow 2 · 0⤊ 0⤋
They save it for 11 months to buy xmas gifts.
2006-12-01 14:02:52 · answer #3 · answered by eilishaa 6 · 0⤊ 0⤋
We are fortunate that my husband works for an awesome company that gives out Christmas bonuses. He gets about $1500 every December and for the last 2 years, he has gotten additional bonuses of $2000. Otherwise, we probably wouldn't be able to afford Christmas presents. We refuse to do credit cards. It's not worth it.
2006-12-01 13:58:44 · answer #4 · answered by amylynn25 3 · 0⤊ 0⤋
The fact of the matter is that people really don't "find" money for Christmas gifts. Unfortunetly we are in a culture that forces you to buy expensive gifts for each other - even if you can't afford a gift for yourself. This is why people go into serious debt. I think it really is absurd how we are forced to buy expensive and elaborate gifts.
2006-12-01 13:56:54 · answer #5 · answered by Mike 3 · 0⤊ 0⤋
I'd go with the saving up, because it's really not a smart idea to use credit cards around christmas because it acquires a debt that would require working overtime to pay it back with interest.
2006-12-01 13:58:25 · answer #6 · answered by iwantmybubbleteanow 1 · 0⤊ 0⤋
Smart people buy things throughout the year that they know the others will want or need.Most of the others of us rob peter to pay paul. we skip paying bills,cut back on groceries,and max out our credit cards.For the next year we play "catch up" paying off the credit cards and paying double bills.Some of us take on extra jobs (I babysit for people to go out Christmas shopping or to office parties) Merry Christmas!
2006-12-01 14:03:30 · answer #7 · answered by Anonymous · 0⤊ 0⤋
when november hits we stop going out to do fun stuff movies going out to dinner twice a week and use that money for christmas with 5 of us just stopping going out to dinner for those 2 months gives us between $60 and $100 extra a week count the movies and other extra "fun" stuff we cut out for 2 months thats big time savings for christmas
2006-12-01 14:42:10 · answer #8 · answered by Lily_41998 1 · 0⤊ 0⤋
Around November I start to save money to buy presents. Some jobs give bonuses. Some credit unions that I know of will let you put my away and then they give it to you in December
2006-12-01 13:57:39 · answer #9 · answered by M B 3 · 0⤊ 0⤋
A lot of people actually keep a savings account all year long, just so they can blow it all at xmas. I think it's the lamest, most commercialized ******** scheme ever concocted by capitalism.
2006-12-01 13:57:14 · answer #10 · answered by Zebra4 5 · 1⤊ 0⤋