2006-11-30 21:12:28 · 8 answers · asked by bobby 2 in Business & Finance ➔ Credit
My bank debit card was cloned and I got the money back eventually but initially they said I would have to pay for it. After a dispute, they agreed to. Apparently it is common practise for them to refuse on the first claim and pay out on the second as a lot of people just give up. So don't! (That was told to me by a policeman!)
2006-11-30 21:43:01 · answer #1 · answered by Kate 4 · 0⤊ 0⤋
Oh I sure was. They stole my name and info and tried to apply for credit cars... joke's on them, my credit is so bad that no one in their right mind would ever give me a credit card.
On a related note my father's credit card number was somehow stolen, and this asian guy showed up at a best buy with a credit card with my father's information on it and that guy's picture on the front. They must have had a pretty elaborate setup because the transaction went through and everything. Guy bought two 500 dollar lcd computer monitors. I guess the girl at the counter didn't check his id so he got away with it and because of that, Best Buy had to eat the cost of them, and my father got the money credited back into his account. Last I heard, the guy was caught and was apparently part of this yakuza crime cyndicate. Crazy stuff....
2006-11-30 21:19:38 · answer #2 · answered by Anonymous · 1⤊ 0⤋
Yes - some scallywag bought loads of electricals at Dixons in Oxford Street. Card company contacted me and money was refunded. They always do this - you're covered so long as you haven't revealed your PIN. Of course it's much more difficult to do credit card fraud in this way now.
2006-11-30 21:17:10 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Yeah, two times. Once with my ATM, the "suspect" got $1,000.00 from 27 different attempts at various ATMs, going up and down Ventura Blvd, in the San Fernando Valley. The "suspect" was photographed 23 times during the rip off transactions.
Another time, a "loser suspect" used my AMEX and charged his storage units to my account. You could imagine the paper trail was pretty clear. Idiot!!
In both cases I was credited immediately by the customer service department, and settled later for the exact amount used.
My two cards were changed and shipped to me overnight in both cases.
2006-11-30 21:30:33 · answer #4 · answered by Michael K 3 · 1⤊ 0⤋
Yep, someone used mine on the Internet and did some shopping, I got paid back!
I had to prove it was not me though, and as the suppliers stated the goods were delivered to a address in Scotland, I live in Wales, it wasn't to hard!
What I could not understand is, why ask for cardholder address and send goods miles away! Argos was one of the stores, the other two was American!
2006-11-30 21:20:43 · answer #5 · answered by Welshchick 7 · 0⤊ 0⤋
Yes - my card was cloned by a petrol station at Heathrow. I didnt lose money though because my card company called me when they tried to use the card to pay for a large purchase in London xxx
2006-11-30 21:14:47 · answer #6 · answered by starlet108 7 · 0⤊ 0⤋
My dads had this on his tesco visa, they spent 3500! He phoned Tesco straight away and they sorted it all out no problem. They removed the balance but not the points so my mum had a nice time spending them!!!!
2006-11-30 21:34:34 · answer #7 · answered by sarahlee 2 · 0⤊ 0⤋
MY DEBIT CARD WAS CLONED, A COUPLE OF YEARS AGO, I WOULDN'T MIND BUT I ONLY EVER WITHDREW MONEY FROM THE MACHINES IN THE BANK. I GOT ALL THE MONEY BACK THEM SCUM BAG'S STOLE, BUT IT WAS STILL UPSETTING. I NEVER USE ANY CASH MACHINES NOW.
2006-11-30 21:28:34 · answer #8 · answered by aunty m 4 · 0⤊ 0⤋