If your insurance won't cover a major surgury and a relatives will can they give approval to use their insurance for you?
2006-11-30 14:07:09 · 9 answers · asked by Holly J 1 in Business & Finance ➔ Insurance
I'm Canadian, all our medical is free, so no need to use a relatives.
2006-11-30 14:17:31 · answer #1 · answered by StarDuster 2 · 0⤊ 2⤋
You cannot 'use' anyone else's insurance unless you are an eligible dependent on their contract. Make sure your provider has exhausted every effort to get this covered and do an inquiry with the billing codes on hand with the carrier to see if they can cover at least part of the procedure. Most insurance policies will not cover elective surgery. Review the type of procedure it is and consider this.
2006-11-30 23:45:59 · answer #2 · answered by onlyupfrmhere 2 · 1⤊ 0⤋
First, I can't imagine a policy not covering a needed surgery, but aside from that, using another person's medical insurance is called insurance fraud. It will land you in jail.
2006-11-30 22:15:44 · answer #3 · answered by OK yeah well whatever 4 · 0⤊ 0⤋
I'm in georgia and I was told by a policeman that "anyone can insure anybody they want". So maybe it depends on the relatives policy if they can add you as a dependant. I always heard you had to live with the policy member.
But in my case, it was my current husband being on his ex-wifes health insurance. They divorced in 2003, we married in 04, and in 2006 he was still listed as her husband. Who knows? I can't find out squat since " you are not on the policy". No sh**! And my husband shouldn't be EITHER!
ANYWAY- the law here said it was not fraud. But personally I think you should work this out with YOUR insurance to be safe.
2006-12-01 11:51:32 · answer #4 · answered by upside down 4 · 0⤊ 1⤋
You would have to be added to the policy formally, which would require your relatives to go to their insurance company and have you added. Normally, you have to be a spouse or dependent to be added to a health insurance policy. You might go to your doctor and ask her/him to resubmit your request for coverage. Sometimes a simple recoding of the procedure will result in a “yes” from your insurance company.
Good luck!
Barnes@MostChoice
http://www.mostchoice.com/health-insurance.cfm
2006-12-04 14:34:52 · answer #5 · answered by Anonymous · 0⤊ 0⤋
No, that is called fraud. Sorry. Try having your doctor work with your insurance company. Maybe the insurance company will cover it, it's worth a shot to try anyway.
2006-11-30 22:11:59 · answer #6 · answered by marasmom86 2 · 1⤊ 0⤋
No, you have to have your own insurance, you cannot use someone else's.
2006-11-30 22:31:20 · answer #7 · answered by rosey 7 · 0⤊ 0⤋
Absolutely NOT. That's called fraud.
2006-12-01 10:54:39 · answer #8 · answered by zippythejessi 7 · 0⤊ 0⤋
Not unless you are in their policy.
2006-11-30 23:23:45 · answer #9 · answered by smile4cobra 3 · 0⤊ 0⤋