can i be sued by the finance company, and i returned the car to the dealership, and the dealership did not notify the finance company, can i be sued?
2006-11-30 12:43:02 · 5 answers · asked by lawana w 1 in Business & Finance ➔ Credit
The dealership decided to go ahead and take the car back because there was something wrong with the engine. They also gave me back the money i put on the car. And told me he no longer wanted my buisness.
2006-11-30 16:44:58 · update #1
If the dealership actually accepted the car as a return...NO
If the dealer didn't notify them and "pay off" the loan, yes they will call and ask why you haven't paid but once you tell them you returned the car and was released from the loan, they will contact the dealer.
I would call the dealer and ask just what the heck they think they are doing.
Sounds like a pissy pouting company that lost a sale with a lemon and wants to stick the screws to you a little, cause you a little trouble.
There is also a law called the 30 day "lemon law".....this car sounds like it would invoke that law.
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2006-11-30 12:55:42 · answer #1 · answered by MN-Mike 4 · 0⤊ 0⤋
I believe you are confused about what a car warranty covers and how it is handled. If you purchase a car that has a warranty, then the dealer is responsible for correcting any problems which need to be repaired. They are not obligated to accept the returned car. It isn't like buying a shirt at a department store and returning it for credit or a refund. It is still your car and unless you signed the car back over to the dealership, then you are still responsible for any payments. Simply dropping the car off will not relieve you of any financial responsibility. If the car is new, it is not uncommon to have problems with it. That is why there is a warranty, to fix any problems. Whether the warranty covers the problems you have with the car is another question. When you purchased the car, you should have received a copy of the warranty. The dealership has no legal obligation to take the car back after you have owned it for a week. Unless you work something out with them to take it back, the finance company is within their rights to take any action necessary to get their money, including filing suit against you and repossessing the car. If they take the car because of non payment, they will likely auction it off and you will be responsible for any difference plus attorney's fees, and any other fees and charges incurred in taking possession of the car and selling it. It would be to your advantage to get with the dealership and see if you can work something out with them. If they fail to correct any warranty problems, then you do have options.
2006-11-30 21:22:19 · answer #2 · answered by Flyby 6 · 0⤊ 0⤋
The fact your returned the car to the dealership does not relieve you of your debt to the finance company.
The dealership "sold" your contract to the finance company and you will only be relieved of this debt if and when the dealership pays off the debt with the finance company.
2006-11-30 20:48:22 · answer #3 · answered by michelle_greene_ragio 2 · 0⤊ 0⤋
yes you have the opportunity to test drive the car then you sign a contract as long as they fix the car of any warranty problems they are keeping with the contract.
2006-11-30 20:54:24 · answer #4 · answered by chotpeper 4 · 0⤊ 0⤋
YOU JUST CAN RETURN A CAR AND LEAVE,
DEALER WILL SAY THEY FIXED CAR. AND YOU STILL OWN IT.. LIFE IS NOT THAT SIMPLE.
YOU STILL OWE FOR CAR--WARRANTY DOES NOT MEAN YOU CAN RETURN CAR AND LEAVE--MEANS DEALER IS OBLIGATED TO REPAIR ECT.
2006-11-30 20:51:52 · answer #5 · answered by cork 7 · 0⤊ 0⤋