I have tried for a loan but I cannot seem to get one and then the ones that I do get the interest is too high
Please help
2006-11-30 10:27:38 · 13 answers · asked by bty808200 2 in Business & Finance ➔ Credit
Stay with the well known banks and building societies, they have a reputation to protect, steer clear of online companies who dont...;
2006-11-30 10:41:15 · answer #1 · answered by huggz 7 · 0⤊ 2⤋
Sounds like you have credit score problems. Depending on the amount you need you could try diff. approach.
* Try borrow from friends, family, employer.
* Your bank where you deposit your salary.
A word of warning about credit companies (UK anyway ). I know someone who got stuck with a contract for a car loan at 49% interest p.a , tried to cancel the next day but couldn't because the papers were signed on the company premises ( cooling off period did not apply ). B*st*rds!
2006-11-30 10:49:04 · answer #2 · answered by Yeti 3 · 0⤊ 1⤋
Type in "moneyback bank" on the search bar, it is part of Alliance and leicester. I don't work for them but i used to have a 10.9% apr loan with HSBC and then switched over to a 5.7% apr loan with these people and i'm now saving 300 quid a year.....now thats a bargain. Hope this helps, laters, D.
2006-11-30 10:34:06 · answer #3 · answered by manindesert1 1 · 0⤊ 1⤋
david d has the best web site for you . he also told me about this web site and i found out lots of information regarding my credit scoring it tells you which catogory you fit in like excellent or poor it is really helpful i couldnt believe it. it also tells you which loan company would except you . i also have to go for a loan with high interest good luck at getten your loan and best wishes
2006-12-02 02:47:20 · answer #4 · answered by bigbaps 3 · 0⤊ 1⤋
Zopa lets people lend directly to one another so it takes out the bank/card companies cut.
Depending on ur rating loan will probably b about 6% (thats the average return 4 lenders at any rate)
Zopa charges 0.5% of balance but i think thats just for lenders.
http://www.zopa.com/ZopaWeb/affiliate/?referral=mice
2006-12-02 06:34:39 · answer #5 · answered by Anonymous · 0⤊ 1⤋
every time you apply for a loan and it gets refused it gets put on your credit scoring, that is why the only ones who will give you one have a high interest as they see you as a high risk. if you have tried your own bank and they have refused it is unlikely you will get another elsewhere without extortionate interest rates
2006-11-30 10:33:56 · answer #6 · answered by girljak 3 · 2⤊ 1⤋
Don't get a loan. Loans are bad.
2006-11-30 10:40:19 · answer #7 · answered by hardcoredjbenzy 3 · 0⤊ 1⤋
GE loans also for people with bad credit they do god deals and are affordable repayments
2006-11-30 10:29:59 · answer #8 · answered by cazmo 4 · 0⤊ 1⤋
Here's a good site for low rates ....
http://scripts.affiliatefuture.com/AFClick.asp?affiliateID=35481&merchantID=1406&programmeID=3937&mediaID=0&tracking=&url=
2006-11-30 10:30:45 · answer #9 · answered by Anonymous · 0⤊ 1⤋
Try;
www.moneysavingexpert.co.uk
Fantastic site on getting the best for your money.
2006-11-30 10:40:20 · answer #10 · answered by David D 1 · 0⤊ 1⤋