If you needed money for college and not enough credit for loan and your parents wont co sign.What do you do?

Answer 1

Hello,

Just as Krisie stated, federal loans do not require credit at all..

I am a student loan advisor for Student Aid Lending, we are a nationwide student loan lender administered by the Department Of Education..

I would be happy to give you some advice.. I know how the counselers at colleges can be and i wont even get started on the financail aid departments... They are very unreliable..

I would be happy to handle your loans for you from start to finish, and i will walk you through everything.. In fact, applying is very simple and can take under 5 minutes..

Call or email me at any time.. there is alot of additional information i would need in order to give you the best advice...

Good Luck,

Jason Fry
Student Aid Lending
1-800-964-0642 ext 114
[e-mail]

Answer 2

I advise AGAINST work study. They pay about a dime above minimum wage per hour. And working for 10 hours a week, well you do the math. It's not much. It's hardly enough to make much of a dent in tuition at most colleges. I guess it could be helpful if your school is really cheap, but for most places it's just cheap student labor.

I hate to say it, but it's true. I've had two work study jobs and they were both like that. You're supposed to be able to spend some time studying while you're there too, but that never happened for me. And I got behind in my schoolwork from trying to keep up with that ridiculous schedule.

I do not suggest working while in school if you can avoid it. But if you MUST, then at least be smart and get a job outside of school that will pay at least $10/hour. Work at least 20 hours per week. It needs to be worth your while. $800/month could make a dent in your tuition. $250/month won't.

I was once in a similar situation to yours. My school wanted me to get a PLUS (parent) loan, but my family simply could NOT afford it. The school acted like they just didn't get it. But what you really should do is apply for federal student loans. They have a low interest rate (relatively) and don't require good credit. They often (maybe always?) don't require co-signers either.

I don't know if that was much help, and it might not be the easiest thing to hear. But I'm trying to tell the truth.

Answer 3

Federal student loans do not require you to have a good credit score or for you to have a cosigner. Talk to the financial aid offica at the college you go to or want to go to and they can tell you more about the Federal student loans.

Answer 4

Have u tried for work study. It is where the college has you work a few hours a week and it helps give you money to pay for your college.

Answer 5

Talk with your financial aid adviser. It may be that you can get yourself declared an independent person and you can then sign for yourself.

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Answer 6

ask your councellor at school, they are supposed to know all about that college loan stuff.

Answer 7

Ask you counselller.. if you are good at study they will sure help you out.. or there are organizations who help students... or else i would suggest get an payday cash http://instacash.cjb.net. this will sure help.

Answer 8

apply for scholarships and work study, get a job

Answer 9

Go...to...work. I did it, and supported a family, for four and a half years.

Welcome to the real world.

Answer 10

get a job