ok, so my guy and i have been dating over 3.5 years. we're both 24, and we live in NoVa. thing is, we both live at home with our moms because they are both single moms and we cant afford a place around here on our own, this area is WAY too expensive. we've slowly been saving up for a place, but its not really getting anywhere. we dont like the idea of an apartment because 1. we cant find anything we can afford without getting other roommates and 2. we dont like the idea of just tossing this money away when it could be going towards equity in our own place.
he has a full time job, about 42k a year, i work 2 part time jobs and am still going to college, but i only make 25k a year TOPS.
i really want to live with him, and now we have a dog thats legally mine, but living with him. i am at his house until 4am every morning because my mom wants me home and his mom probably doesnt want me staying there every night without paying rent or something, but i dont want to live at his
2006-11-30 07:59:00 · 11 answers · asked by Anonymous in Family & Relationships ➔ Singles & Dating
mom's house either, ya know?
he had a friend living there for a while, and i've had roommates when i was going to college out of state and both situations turned out horribly. and all of our friends are deadbeats who have also had problems with roommates (calling the cops, drug issues in the house, people not paying)
i just dont know what to do. i mean, we are going to keep saving money, but this seems to be taking forever!
any ideas on what is the best idea for us?
and breaking up isnt an option. we plan on getting married once we actually have a place to live.
2006-11-30 08:01:05 · update #1
our other problem is that around here is the a wage maximum on most of the apartments since we have a lot of low income families, and we make OVER the maximum so the only things we would be ALLOWED to rent are 1200+ a month which we cant really afford right now
2006-11-30 08:02:36 · update #2
how much should we be saving? he's a hardcore smoker, so he goes thru a carton a week ($65 right there) and 2 tanks of gas a week (he has an old SUV) and i go thru just as much between driving to each job and school and his house and mine every day....
its like a never ending cycle where we just have no money...
2006-11-30 08:04:27 · update #3
maybe check areas like woodbridge or dale city? they are pretty cheap as far as housing or maybe manassas..you got 66 right there. I had an apartment in arlington.. it was $745 all utilities for a one bedroom..not bad with two incomes i paid that on my own..just a thought. maybe consider moving to maryland and commuting? good luck...i know that area is ridiculously expensive!!!!
2006-11-30 08:09:35 · answer #1 · answered by Chrissy 5 · 0⤊ 0⤋
Well I see that you have a problem. I would suggest to start looking for a place that's far enough away that the price would not be so high. If you really like this guy and need to take care of mom, you may even want to look for a place that's big enough for all 4 of you. Renting is not really a bad idea. Look at it as patient money. Sure it's a waste but it's not as bad a buying a house that you and him really can't afford. It's great that you want to take care of you and him want to take care of your moms. A move for the 4 of you could be great. Both mom's could have someone to talk to durning the day, if they like each other..... But first of all a budget must come first. If you need any financle help on how to go about this or to find a house, your more than welcome to use my financle guy. Dave Ramsey you can visit his site at daveramsey.com
Hope this helps.
2006-11-30 08:15:20 · answer #2 · answered by Jenifer C 1 · 0⤊ 0⤋
If you can't afford a house now (and I mean afford it in the sense of being able to put 10% of the house down immediately) then I recommend finding an apartment and start saving for a home once you move in there.
If you really don't want to do that, then the free room and board you are receiving right now should help you save faster for a house, but you'll be miserable in the meantime living with your mom.
Whatever you do, do not jump into buying a home without a significant down payment.
2006-11-30 08:04:25 · answer #3 · answered by hobbes84k 3 · 0⤊ 0⤋
Ok. You're going to college, you have 2 jobs, and you're 24. HELLO! Does your mom realize that? You say that you have to get back home every morning because you're mom wants you home. Instead of focusing on living with your parents...why not just rent a house.
2006-11-30 08:05:03 · answer #4 · answered by Anonymous · 1⤊ 0⤋
That is tough. Your just going to have to stick it out until you are you have enough money. I would suggest you do not rush into buying a house. There are so many taxes to pay that you don't realize. I am 25 and I thought I knew it all when I did buy but I def didn't. It will work out. Patience is tough sometimes
2006-11-30 08:04:47 · answer #5 · answered by detfan12_2000 3 · 0⤊ 0⤋
So whats the question? Just sounds like you both need to move to an area where you can afford. Your going to college, so finish up college first then, you two move away from the parents.
Only thing that pops to mind.
-James
2006-11-30 08:03:39 · answer #6 · answered by jameswilliamlong 3 · 0⤊ 0⤋
hay girl check this lay down::::: I have learned in life not to rush
any thing when possible, I have a Daughter and in a few years. she will probally get involved with some one, and the advice I give U now I have already given to her.. Remember to be true to yr self. and say the course of school ,, ensure that yr future is great and U will not have to really on some one else'' then YR financially able''' this way in the future U want find YR self in a bind when a relationship ends.
2006-11-30 08:08:27 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Have the two mothers live together in one place and you two live in the other...then everyone is happy and you only have to see your mothers whenever you feel like it
2006-11-30 08:01:47 · answer #8 · answered by Glen Quagmire 3 · 0⤊ 0⤋
With you making this kind of money you should be saving more. I think you are wasting your money.
2006-11-30 08:02:00 · answer #9 · answered by Anonymous · 0⤊ 0⤋
What is the question. Move in together.
2006-11-30 08:01:28 · answer #10 · answered by thesweetestthings24 5 · 0⤊ 0⤋