I've insurance policy under my father since I was single. Now I'm married and I included my husband on the policy. We moved out of my parents house. My husband and I just bought a new car and the car is under my husband's name but still have the insurance under my father. The insurance co. sent a form asking for the car registration and address information. Can they terminate my policy if the address is different than my father's?
2006-11-29 06:23:24 · 8 answers · asked by pink_nini 1 in Cars & Transportation ➔ Insurance & Registration
YES! and if you really want to save money do what I do! I have my car registered in NOME, ALASKA. 2005 expedition baby is loaded and the insurance is full coverage only $286.00 per year. In Cleveland, Ohio $645.00 every six months!
I love beating the system
SO WHAT if I have to drive around on Alaskan plates people always come up to me and see if I am frosty the snow man. BUT! I am the snow man!!!!!!
2006-11-29 06:31:32 · answer #1 · answered by gallagher g 4 · 0⤊ 1⤋
1
2016-09-24 22:19:00 · answer #2 · answered by ? 3 · 0⤊ 0⤋
This is so risky to your dad. If either of you are in an accident, the premium for HIS insurance would go up, IF they paid it at all.
See you guys will have a different address in your license (I assume) now that you are not living with your dad. Insurance rates factor in the area where you'll be driving, how far to work, your credit score, the ages of all drivers in the home, etc. All of these factors are skewed without true address information. So you are at risk of being denied coverage.
Sure lots of people cheat- see alaska man above- but why should you? Just thank your dad for his help and ya'll go get your own joint policy on the cars you drive.
Best wishes.
2006-11-29 07:13:41 · answer #3 · answered by upside down 4 · 0⤊ 0⤋
You are committing insurance fraud by not telling them your correct address and situation, if you were in an accident your insurance company would void your policy and not pay you. Go in and buy some insurance with your correct details, explaining to the broker you were under your father's policy but now you've married and moved and want to change the coverage accordingly.
2006-11-29 06:27:53 · answer #4 · answered by snowgoose8 2 · 1⤊ 0⤋
They can refuse to insure the car. Your father has no insurable interest in the vehicle, and that's what his policy is designed for-to insure vehicles HE OWNS. So you need to get your own policy with your husband for any vehicles you own.
2006-11-29 09:12:57 · answer #5 · answered by Chris 5 · 0⤊ 0⤋
yes, only members of the household can be under your fathers policy
you and your husband need to get your own policy
2006-11-29 21:05:30 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If you are over 18, married and not living at home, you need your own policy dear. Actually if you are over 18 and living at home you would still need your own policy.
2006-11-29 06:55:50 · answer #7 · answered by oklatom 7 · 0⤊ 0⤋
GO TO www.geico.com and they'll answer any questions..make sure to tell them what state you live in
2006-11-29 06:25:58 · answer #8 · answered by Anonymous · 0⤊ 0⤋