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I had an accident while driving a company pool van (my fault) the damaged was payed for by the companies car insurance. Does this affect my personal no claims bonus.

2006-11-29 05:11:29 · 5 answers · asked by Watch0ut 2 in Cars & Transportation Insurance & Registration

5 answers

Cars don't have accidents, people do. The accident is part of your driving record. People assume the claims-free discount has to do only with claims on personal policies, but an at-fault accident is still an at-fault accident no matter who owns the vehicle you were driving. Sorry.

2006-11-29 17:23:42 · answer #1 · answered by Fred C 7 · 1 0

Of course. The at fault and the probable ticket are on your record, whether or not your insurance company is out any of the costs of repair.

2006-12-03 05:06:07 · answer #2 · answered by oklatom 7 · 0 0

If you report it and come to renew before the other party has sent you a no claim letter, then they may well remove your bonus until it's sorted. If you don't report it and the other party claims, then you're on your own, and may be penalised next renewal anyway. The small print says you must report any damage incident even if you don't expect to claim.

2016-05-23 02:18:02 · answer #3 · answered by ? 4 · 0 0

yes, because it will show up on your record when your insurance company runs MVR's

2006-11-29 21:08:49 · answer #4 · answered by Anonymous · 1 0

yes i think its does,only because its your fault

2006-11-29 10:43:16 · answer #5 · answered by Anonymous · 0 0

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