(I had an accident from 6 years ago that has already come off my record) will my insurance go up? Does it depend on the company?
2006-11-29 02:01:39 · 14 answers · asked by Katie L 3 in Cars & Transportation ➔ Insurance & Registration
I live in Ohio and my insurance has been State Farm for the past 8 years
2006-11-29 02:08:08 · update #1
If it is your first offense, you might request that it be reduced to a non-moving if you take a defensive driving course. Call your clerk of court and ask about this. Don't just automatically pay the ticket; talk to your court about your options. If you have no other offenses, chances are you can keep this one off of your official record.
2006-11-29 02:11:16 · answer #1 · answered by cmpbush 4 · 2⤊ 0⤋
I know three years after my accident, my insurance went down. In California, it is a 3 year type thing, til your record is "clear" then any tickets will not show. It depends alot on state though.
2006-11-29 10:04:52 · answer #2 · answered by sweet_g_grl 4 · 0⤊ 0⤋
I got a speeding ticket last year and couldn't have it deferred and also couldn't take defensive driving. This is because I have a Class A CDL (truck driver) license. I checked with my insurance co. and they said not to worry about it. My insurance did not go up. If I were you I would call and ask to make sure instead of waiting and getting surprised by a higher rate.
2006-11-29 10:17:19 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Well, it probably depends on what state you live in...but here in Virginia, if it's under reckless driving and it's your first offense, you can take a driving course (can be done online, too) and have it dropped off your record. In that case, your insurance will not go up...but as I said it varies with each state.
2006-11-29 10:04:55 · answer #4 · answered by circa 1980 5 · 0⤊ 0⤋
If you can get the ticket removed from your record your insurance will not go up----you can get it off your record by either going to traffic school or going to court and asking for supervision---good luck and stop speeding : )
2006-11-29 10:03:39 · answer #5 · answered by Penguin Gal 6 · 0⤊ 0⤋
It depends on the company. I know some will let one slide but your next will go up. Also if you try to switch insurance companies they will automatically raise those rates.
2006-11-29 10:03:20 · answer #6 · answered by tjnw79 4 · 0⤊ 0⤋
Depending on the company they may oversee it, however, some insurance companies do check for current traffic violations (i.e. speeding tickets, parking tickets, etc.) You may want to check with your insurance agent.
2006-11-29 10:10:44 · answer #7 · answered by Anonymous · 0⤊ 0⤋
It shouldn't go up just for one speeding ticket. Usually you have to get several within a certain period of time before it goes up. My husband used to get about one a year and it never went up. We have State Farm.
2006-11-29 10:03:34 · answer #8 · answered by leaptad 6 · 1⤊ 0⤋
No problems if you resolve the ticket. Don't admit guilt by paying the damn thing. Just take defensive driving to have it erased or deferred adjudication (short probation period where you keep a clean record for a few months and then the ticket is erased).
2006-11-29 10:04:25 · answer #9 · answered by Bunny Lebowski 5 · 1⤊ 0⤋
yes,the company does matter,when you go to court,they will drop your fine in half usally anyway,they will say if you go with out another one for 3-6 months it will be off your record,assuming you havent had any in the past.
your insurrance shouldnt go up on your first offence,if it does id switch companies asap.
2006-11-29 10:09:59 · answer #10 · answered by joannluna1974 1 · 1⤊ 0⤋