I was wondering how long do it take for the judgement to come off.I filed in Wisconsin.
2006-11-29 00:36:52 · 5 answers · asked by sexy q 1 in Business & Finance ➔ Credit
I don't think that filing bankruptcy changes the past -- you had the judgement and still do. It's just been discharged via the courts.
Most non-open items come off your credit report within seven years, but, realistically, keeping your nose clean for two years will immensely help your credit.
2006-11-29 00:41:44 · answer #1 · answered by Dimwit D 2 · 0⤊ 0⤋
A judgment is a little more difficult to get removed from your history, but it can be done.
If it was included and discharged in your bankruptcy, you need to get this fact recorded by the court. Once the judgment has been satisfied it should be removed from your credit report. I need to research this a bit, as I haven't run into it yet with anyone I've helped.
Either way, a bankruptcy is going to look a whole lot worse then a judgement, and it stays on 10 years as opposed to the judgement's 7 years. So unfortunately your credit is going to be hurt for a while no matter what you do.
2006-11-29 08:39:46 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The judgement may be included in the BK but that will not remove the fact that it happened. The credit report is a 7 year history and that can not be changed.
Here is some additional info. Hope this helps.
2006-11-29 04:12:14 · answer #3 · answered by Anonymous · 0⤊ 0⤋
7yr for a chapter 11 and 10yr from the day you finish paying on a chapter 13
2006-11-29 02:13:23 · answer #4 · answered by Outspoken 1 · 0⤊ 0⤋
It took my mom 7yrs. That was a while ago, now I think it will take 3-7yrs.
2006-11-29 00:48:35 · answer #5 · answered by Tab 4 · 0⤊ 0⤋