2006-11-28 15:20:58 · 9 answers · asked by RON V 1 in Business & Finance ➔ Insurance
It depends.
If it is a small amount of jewelry you will likely already be covered under your homeowner's or renter's insurance policy.
BUT, that coverage is pretty limited.
You may be able to increase the coverage amount on those policies.
Some insurers will also steer you toward something called a 'personal articles policy' that covers jewelry and certain other high value items.
PAPs are very reasonably priced.
Any agent or company selling homeowner's or renter's insurance will be able to help you.
2006-11-28 17:24:27 · answer #1 · answered by markmywordz 5 · 0⤊ 0⤋
if you have a homeowners insurance policy or a renters insurance policy you would have coverage for theft to $1000. if the jewlery is valuable you will need to schedule it onto the policy for other coverage such as mysterious disappearance. (such as you lost it and don't know how or where) then it will be covered up to the amount you schedule it for. ususally anything over $1000 requires an original receipt or an appraisal to schedule. It does'nt cost a lot to schedule and its worth it if you have valuable peices.
2006-11-29 08:34:19 · answer #2 · answered by Queen B 6 · 0⤊ 0⤋
You can get a rider on your homeowners. See your insurance agent. They'll need jewelry appraisals. If you have a lot of jewelry, it can get pricey....but worth it.
Good luck!
2006-11-28 23:29:46 · answer #3 · answered by QueenChristine 4 · 0⤊ 0⤋
A regular agent. It should be available with your homeowners or renters insurance as a ryder policy, that makes it pretty cheap. If you don't have either of those, you should still have some coverage available.
2006-11-28 23:23:38 · answer #4 · answered by Krista13 3 · 0⤊ 0⤋
Your homeowner's policy covers your jewelry. Call them.
2006-11-28 23:22:08 · answer #5 · answered by Stuart 7 · 0⤊ 0⤋
The guy that sells you your homeowners or renters insurance policy.
2006-11-28 23:50:26 · answer #6 · answered by Anonymous 7 · 0⤊ 0⤋
any local insurance agency in your area but first you must have it appraised - all of your jewelry unless it has been recently purchased all you need is a receipt
2006-11-28 23:23:15 · answer #7 · answered by ekleinert 3 · 0⤊ 0⤋
if you have homeowners insurance it would be covered for a certain amount.
2006-11-28 23:25:51 · answer #8 · answered by james j 1 · 0⤊ 0⤋
YOU CAN EITHER LIST IT ON YOUR HOMEOWNERS OR WRITE A SEPERATE ARTICLES FLOATER. EITHER WAY SEE THE AGENT THAT WROTE YOUR HOMEOWNERS.
2006-11-29 11:25:15 · answer #9 · answered by DEBBY'S BABY 4 · 0⤊ 0⤋