do auto insurance companies have special settlement guidelines for dui collisions?

Answer 1

No. They don't give you more $ just because the driver was DUI. Not sure which side of this you are on. Usually there are no provisions that say that those claims are handled differently than any other. I think that in some state you can get punitive damages for DUI, but I don't know for sure.

Answer 2

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Answer 3

No such thing as a dui collision. They have guidelines to estimate damage in collisions. The police determine if there is a dui involved, and can assign blame for an accident based on impaired ability to drive, but that would not alter the damage estimate if that's what you're asking.

Answer 4

The DUI does not matter in the claim. Below is the claims process:

You call your insurance company or log in and report your claim online. We’ll ask you some initial questions and begin resolving your claim immediately.

A claims representative will contact you — generally within two hours of reporting your claim — to answer your questions and schedule an inspection of your vehicle. Be sure to discuss any questions you have about deductibles, what's covered or the repairs with your claims rep at this time.

We'll inspect your vehicle's damage and provide an estimate for repairs.

We'll help you arrange vehicle repair service and towing if you need it. You can use a repair facility in your insurance company's network of repair shops or our concierge level of claims service — one or the other is available, depending on where you live — and we can schedule the appointment for you when you report the claim. You also can select your own repair facility.

If you need a rental car and your policy covers one, your claims representative can make arrangements for a rental. Keep in mind that rental reimbursement varies based on policy coverages and accident circumstances.

We'll keep you informed about your claim by periodically checking the status of repairs and addressing any further issues, such as additional damage, supplemental payments or changes to the expected completion date, while your vehicle is in the shop.

If you use a repair shop in the insurance company's network, or you use our concierge level of claims service for vehicle repairs, you'll get a copy of our Limited Lifetime Guarantee, which is valid for as long as you own or lease the car.

We settle your claim quickly, fairly and accurately so you can move on with your life.

To get a quick quote go to: http://www.insureme.com/landing.aspx?Refby=614498&Type=auto

Within minutes you will be able to compare your existing policy against top companies such as Farmers, Allstate, State Farm & many others. Over 91% of people find a lower rate with our service.

Take care – Ron at InsureMe

Answer 5

Why exactly would they? Im going to assume you are the injured party in this case. All the "claimant carrier" aka- the driver who hit you owes your for is your medical bills (or a portion of them if you live in a no fault state) and perhaps work loss. Only if your injury is permenant do we start talking about cash in your pocket- and even then- it will be realistic to the actual injury your incurred.

Answer 6

No. DUI is a criminal matter to be settled with the courts.