what sight do I visit to settle a past due student loan from my income tax return?

Answer 1

You settle your student loans with your lender not with the IRS. You report your student loans to the IRS because it is a tax deduction. If you claimed the loans without paying them and want to reconcile that with the IRS you contact the IRS, which can be done online. You will have to resubmit your tax return and pay any penalties.

Answer 2

You can get funding for past due balances and loans with private student loans; if you don't qualify due to credit issues, you'll likely need a cosigner.