I have reciently passed my test i am 17 and thought it would be cheaper to go onto my dads insurance, he has not been driving for a few years so does he have any NCB? Where is the best place for me to get cheap car insurence (comprehensive)
2006-11-27 07:39:13 · 10 answers · asked by ANTHONY G 1 in Cars & Transportation ➔ Insurance & Registration
just passed test + 17 + fully comp....
cheap isn't going to come into it anywhere.
and i'm not sure of the years but after a while your dad will lose his ncb.
2006-11-27 07:41:27 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You need to be aware that your Dad's NCB will have expired 2 years after his last policy ended. If he is going to insure the car in his name and have you as the named driver then he needs to be the registered owner and keeper of that car.
You also need to check if there is a restriction on the amount of time a named driver can drive on the policy as many insist that the policy holder uses the car for more time than the named driver, if you have an accident and it is found that your Dad never/rarely drives the car it can invalidate your insurance.
2006-11-28 23:36:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If your dad has current insurance, he will have ncb, but you will have to check with the insurance company if they will take you on as a risk. New drivers tend to cost a lot to insure.
2006-11-27 07:50:40 · answer #3 · answered by Anonymous · 0⤊ 0⤋
OK.
I had a mini I was quoted £950 3rd party and that was the cheapest!
I then done a Pass Plus (£100) and then told the insurance company and they knocked £375 off my bill.
Norwich Union where the best for me and I seriously reccommend the Pass+
2006-11-27 07:42:00 · answer #4 · answered by James Ed 2 · 1⤊ 0⤋
no cheap comprehensive cover for your age and inexperience
check internet motor insurance sites
you have to state on the application form that you will be the main driver of the vehicle
if he hasnt been driving for a few years he wont have any insurance will he //they are annual policies
better to have policy in your own name anyway so you can start to build up your own NCD
2006-11-27 07:45:46 · answer #5 · answered by Anonymous · 0⤊ 0⤋
i think you lose your ncb if you dont have a policy for two years. check by ringing an insurance company. cheapest place to go is moneysupermarket.com. they compare hundreds of policies
2006-11-27 07:42:26 · answer #6 · answered by aidy74 1 · 0⤊ 0⤋
Yes he would still have his NCD, but he would need to prove it, So I hope kept all his old Policies, or can at least remember his last insurer, as they should still have a record./
2006-11-27 07:43:04 · answer #7 · answered by Gazpode55 4 · 0⤊ 0⤋
there is no way round this problem ,the insurance companies have it all tied up ,if you try it they will not pay out.dont think you are the first person to think of it
2006-11-27 07:42:30 · answer #8 · answered by theholyoneholyjoe 1 · 0⤊ 0⤋
Confused.com!!!!
.....obviously
2006-11-27 07:48:10 · answer #9 · answered by XYZ 2 · 0⤊ 0⤋
depends in which country you are ... don't be assuming everybody here is in the uk ... try confused.com, they do a search for you.
2006-11-27 07:44:14 · answer #10 · answered by Splishy 7 · 0⤊ 0⤋