Recently I was leaving my sister's house after dark and as I backed out of the driveway, I hit a black car parked on the other side of the street.
I went back in and told my sister, who was quite angry because her development has a home owners assoc. rule that no one is allowed to park on the street. This is because the builder intentionally built the streets very narrow and the driveways very shallow to get as many homes on the land as possible. The driveways zig-zag down the street, so anywhere you park on the street, you are parked behind a driveway, and there are no street lights. My sister said people who break this rule are just tempting fate. The developer put in two guest parking lots, so there is plenty room for visitors or three car families.
Still, we contacted the owner and a police report was filed, me being at fault. Obviously, the police can't enforce Home Owner Association bylaws. Can my insurance use the bylaws to deny the claim of the owner of the car?
2006-11-27 04:19:54 · 5 answers · asked by schlumpylu 1 in Cars & Transportation ➔ Insurance & Registration
Nope. You hit a parked car --- duh.
2006-11-27 08:10:58 · answer #1 · answered by Anonymous · 0⤊ 0⤋
My guess is that your insurance company could deny to pay because the car was illegally parked. But, it would most likely not be in their best interests to fight it in court. If the street is a public street & legally posted as no parking, then the police can enforce the no parking.
2006-11-27 04:26:13 · answer #2 · answered by Shalvia 5 · 0⤊ 1⤋
ok, in the beginning, you hit a parked, unoccupied motor vehicle, of course you're at fault.basically because of the fact it became into supposedly illegally parked, it did no longer provide you the main outstanding to declare open season on it and injury into it! Secondly, the owner of the truck has NO criminal duty to provide you his coverage suggestion. in fact, his coverage status is thoroughly and entirely none of your employer employer on account that's irrelevant. in case you desire the cops knocking on your door, than save being a obdurate little new child. on account that's what's going to take place in case you maintain enjoying skill-holiday video games with this guy. the two that, or you are going to locate a court summons caught on your door one in all those days, very quickly.
2016-12-10 17:03:12 · answer #3 · answered by gagliano 4 · 0⤊ 0⤋
No. Your coverage will apply as long as it was in force at the time of the accident.
2006-11-27 04:22:26 · answer #4 · answered by Emily B 4 · 0⤊ 0⤋
you hit it you are responsible.
2006-11-27 04:30:33 · answer #5 · answered by norsmen 5 · 0⤊ 0⤋