2006-11-26 10:03:20 · 6 answers · asked by jcdhaese 1 in Business & Finance ➔ Insurance
You could call the bank it was issued from, give them the check number & account number, and ask them to "verify funds".
2006-11-26 13:44:03 · answer #1 · answered by Anonymous 7 · 2⤊ 0⤋
You really can't now. The safest thing to do is to deposit it and wait till it clears, generally a week to ten days. Even a check that was once "real" can have no funds in the account to back it.
Beware of anyone that says that if you cash their check and give them part of the money you can keep the rest. It is a big scam going on now. Just because the bank gave you the money does not mean the check is any good. When the bank finds out the check is not covered by deposited funds they will come back to you for the whole amount of the check, not just the cash that you got to keep.
2006-11-26 10:19:24 · answer #2 · answered by DDLynn l 3 · 1⤊ 0⤋
If you got it from any kind of a response to an email that you won a lottery, I want you to be a business partner, I have cash to transfer to the US, then it is.
You can try to check with the bank but there was a recent story of someone who was arrested for just asking if a check was counterfeit when it turned out it was.
http://news.google.com/news?hl=en&ned=&q=counterfeit+check&btnG=Search+News
2006-11-26 10:09:43 · answer #3 · answered by Barkley Hound 7 · 0⤊ 0⤋
if you can take it to the bank that its issued on and ask to cash it. otherwise, call in, maybe they have an 800 number that you can call to "verify stop payments on a check" sometimes they wont, but they might verify that it is a valid account and that its still open.
2006-11-26 10:10:47 · answer #4 · answered by Alexis S 1 · 1⤊ 0⤋
Take it to your bank and have it examined by the branch manager. If he says ok, deposit it and wait ten days to see if it clears the bank exchange.
2006-11-26 10:06:06 · answer #5 · answered by regerugged 7 · 0⤊ 0⤋
call the issue bank
2006-11-26 10:09:52 · answer #6 · answered by tariq h 2 · 0⤊ 0⤋