2-door and 4-door car insurance?

Question

I'm considering about buying a new honda civic car . I heard somebody say that 2-door car's insurance is always more expensive than the 4-door one. is that right ? (remember that the 2-door car and the 4-door car have the same features,machines)

And how they calculate the amount of my car insurance? What do they depend on?

Answer 1

Car insurance costs depends on some, or all of the following factors:

-- you car's exact model
-- 2 door or 4 door (2-doors are sportier, and tend to be driven that way)
-- engine size (V6's are charged more than 4's)
-- antilock brakes and other safety equipment (earns discounts)
-- anti-theft equipment such as alarms and Lojack (earns discounts)
-- your driving history (actually, your INSURANCE history)
-- how many cars do you have insured with them (mutli-car discount)
-- any other insurance do you have with them (multi-policy discount, such as fire, home, flood, rental, etc.)
-- your zipcode (yes, it matters, though some states are fighting that)
-- your commute pattern (how many miles a year?)
-- your age (under 30 are much more expensive)
-- your gender (females tend to be somewhat more careful)
-- your career (some careers earn a discount, such as engineer)
-- your driving record (long no-accident period earns good driver discounts)

and so on

Answer 2

Typically 2-door cars are more than 4-door to insure, no matter what model. They don't have to be sports cars. Once the car gets older, though, the rates tend to be virtually identical, unless the car really is a sports model. If you are buyng a brand new car, the 2 door can be anywhere from 70 dollars a year more, and up.

Answer 3

It’s time for True or False Wednesday! True or False? Insurance rates are affected by the colour of vehicle
True or False: a 2-door car is more expensive to insure than a 4-door.
This is a bit of a trick question, as the answer is false, but it’s often true.
It is often the case that a two door costs more to insure, but not always. There are a number of factors that determine insurance rates, such as claims history of the vehicle, theft, and repair costs. Keeping in mind these factors, a four door model can cost more to insure.

Answer 4

I think your right. Typically 2 door cars are usually sports cars that can go fast REALLY FAST. Catch my hint? 4 Door cars are usually family cars which the drivers may drive safer because of the family being in the car.

Answer 5

Most companies will put a 2 door model under "sports car" category which will be higher. Insurance rates are based on several criteria, mileage of your vehicle, year, make and model, where it is garaged, what you use is, commercial higher, pleasure lower, the number of miles you drive yearly, your age, gender and driving record, and even your credit report.

Answer 6

Insurance premiums are based on accident statistics.

In the past the two door cars must have been in more accidents than four door cars?

It speaks to the kind of drivers who choose two doors over four doors.

Answer 7

i've got some ideas. one million. Its obvious one as you recognize dont get tickets or injuries 2. if your over 25 yrs historical it turns into low fee 3. place area area, i used to be in north bay my pickup 1996 coverage substitute into as quickly as $85 and that i moved to toronto and fool me i desperate to variety the take care of to Toronto and now i'm paying $159 for comparable truck ? Lol 4. 2 door autos/actual activities vehicle or custom factors are high priced then regularly occurring 2 door autos. Their isn't lots unique to my features and reseach between 2 door and four door. yet then age performs a area in it. 5. Being single guy seems to be a predicament coping with coverage, while married coverage is going down particularly while over 25 and married, on the grounds that they prefer in charge mature human beings hmmmmm lol, are they ? Lol 6. Having a certificates from driving training additionally reduces your coverage regardless of your age whether lots greater as quickly as your 25yrs 7. for people who particularly would desire to diminish your expenditures on coverage, dont purchase a severe possibility stolen autos/suvs and a brilliant style of others., purchase something which has low profile or does not have flashy custom made stuff from till now property proprietors like rims, spoiler, physique kits, custom exhaust, lighting fixtures fixtures, tints and a brilliant style of others. fantastic of success, my strategies are in accordance with my very own individual stories with diverse coverage companies and different autos. Your doing the the final option ingredient, asking persons is larger then asking coverage businesses, wish i substitute into as quickly as able to assist you to abit

Answer 8

not true,its the same