if you buy an end of terrace house are the insurance implications higher..with aroad on thefront and side too?

Question

ie. the road on the side is in direct contact with the wall of the side of the house..surely an insurance risk for cars...but it is a fairly quiet road..

Answer 1

No.

Answer 2

I would worry more about the possibility of getting assessed twice as much for public work done on sewers or roads because you are on two roads. Your agent, if there is to be any extra charges, should take into account the amount of traffic. If you have a particular insurance company that an association forces you to use, even different agents within that company may treat you differently regarding this. My parents have lived on a corner all my life and it was always assessments, not insurance, that drew the most complaints.

Answer 3

The only insurance that would be affected would be buildings insurance, and it would, if anything, be cheaper.

If you blew up your house, or burnt it down, it would only directly effect 1 other house.

If you do the same in a mid terrace home, you effect 2 other houses.

A detatched home is the cheapest to insure, by rate, (all homes worth the same) .

In reality the thing that affects price most are risk of flood and risk of subsidence (homes in road cracking as ground dries out or moves)

Answer 4

It depends on the area but generically they are more expensive to insure as you say due tot he traffic passing and the gable end supporters are more expensive to replace. Your best bet is to go onto an insurance site and do a quote for the end house and then the house next door and you will be able to see the difference. It won't be massiv but it will give you an indication of how much extra you could be looking at paying xxx

Answer 5

yep they certainly are and if its a busy road whoof!