at 52 I should be looking at the rewards in life However I lost a ton of money over the past 15 years. When I was 35 I owned my Home and was making good pay with a Large company. I had 3 kids wife and was well on my way!!! But the printing Industry had crashed and so has my business that I was trying to save for the past 7 years. I owe famaly members money I can never pay back and now I work as a HandyMan that was OK for the past year But that is getting very slow now too. I still Have my House,3 kids,wife Health However I am Having problems with paying my Bills and Guilt this is driving me to deep depression. I am a smart guy But I CANT SEE A WAY OUT!!!!!! This is Killing ME !!!!!!!
2006-11-25 23:36:33 · 19 answers · asked by Anonymous in Health ➔ Mental Health
Listen Bill get all those bills and bring them to a financial adviser some banks offer this free sit down and talk and find which is the best way to pay these bills off..then go see your doctor and tell him what is going on he will give you something to help you ..you my friend may be heading for a nervous breakdown....keep in mind that your wife and children love you ..Bless You luv kara
2006-11-26 11:18:49 · answer #1 · answered by COOKIE 6 · 0⤊ 0⤋
This ain't no rut it is a full crisis. I dont see an easy way out unless you can start small and stay in a safe place. Leaving life and going to skid row is a bad answer. Try to realize what makes depression. Try to see life more honestly. If you are a survivor or an outsider accept it. Stop looking to the winner-players for friendship. You maybe part of a team that is on the first bus not yours. Maybe you want to keep it all in a package and will go for a mental breakdown. Under sedation she can keep you very well. Try looking at the past yahoo answers for the not so popular truth. Good luck you are in the 25% outcast male group.
2006-11-26 02:17:53 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I feel your pain with paying the bills. How old are your children?
Have you considered selling your house and downsizing till you can get some bills paid off?
Maybe cut out any extras for awhile...cable, lower cell phones plans, reduce your car insurance by putting your deductable up, etc. I have found that we don't waste money with big purchases just little ones that add up, FAST.
Does your wife work? If not,maybe she needs to find herself a part time or full time job. Every extra dollar helps.
How about delivering pizza on the weekends? My dad owned his own successful businesses growing up (still does) but he would always deliver pizza on Friday and Saturday nighst for extra vacation money. He would make a TON of money working 2 nights a week.
It will get better. Stay positive.
2006-11-26 03:40:51 · answer #3 · answered by SD 6 · 0⤊ 0⤋
i am 42 and i am in the same situation . I do not actually know what you are asking for or just venting . The only and major difference is you have family and a responsibility. I am just trying to start from scratch again.You need to set a goal . Sit down with the wife and and you both have to agree upon some kind of accomplishment that has to be reached TEN years down the road. Make a lot of sacrifices now and you will be thankful later . Good luck i know i need it.
2006-11-25 23:49:39 · answer #4 · answered by grainy33 3 · 0⤊ 0⤋
I can feel what you are going through. I am 57,have a wife and 2 kids plus 2 granddaughters living with me. I work for a temp. agency,my wife works full time. however my situation is a little different.
If its your utilities,get on a level payment plan. That will help with a little bit with managing some of your money. For credit cards and loans,talk to your creditors to get reduced interest and /or payments. You might have to talk to them a couple of times or so to get anything done-get any agreements in writing before starting any new payments. If you can't get results,go to a reputable credit counseling service near you. Bankruptcy should be your last option. lol
2006-11-26 02:28:42 · answer #5 · answered by Ralph T 7 · 0⤊ 0⤋
Well Bill. In four months you've gone from being 50, to 51 and now you're 52. This depression thing is really aging you quickly!
Life is what we make it. I don't have any solution for your money problems or your depression. You need to talk to a professional who can guide you in the right direction. I don't care if it's a financial counsellor or a doctor.
2006-11-25 23:48:00 · answer #6 · answered by grahamma 6 · 0⤊ 0⤋
Yes, I empathize with you. You may need to work through your feelings over the losses. Join a support group. Tell your story. Maybe after a year or so, you might find space in your heart to really get up and go. Do something else. Be creative. I don't know. But you need to talk to someone. Or you might slide into a depression very quickly. Like the way you are talking now.
2006-11-25 23:43:55 · answer #7 · answered by thru a glass darkly 3 · 1⤊ 0⤋
I have been through a similar situation when my husband and I had to close down our 12 year business. It left a huge hole in our lives and almost cost us our marriage due to the damage it had done to my husband's self-esteem, as he too, was depressed. We had put our heart and souls into that business, 14 hour days and no holidays. I think you need to remain focused and work with your wife as a team. You need to talk to someone so you don't get too depressed. Maybe you could consolidate some of your finances in the meantime to save money.
2006-11-26 00:05:56 · answer #8 · answered by friendly face 4 · 0⤊ 0⤋
if u r really that smart then u got to prove it to urself. past is past and theres nothing u can do about it. do u think u r the only one who is having a problem of paying monthly bills? i'm sure there are a lot of ppl now who is having that kind of problem as well but i guess they are looking at the problem in a positive way. as the saying goes "life is what u make it". remember to count ur blessings always no matter what. cheer up!!! thank God that u still have ur wife, ur kids, ur house and of course ur job.
2006-11-26 00:00:11 · answer #9 · answered by Anonymous · 0⤊ 0⤋
First let me say that you cannot let it kill you....You still have the most important things in life....your family and your health....Don't lose sight of that....now your main goal should be to make sure it stays that way. Everyone goes through tough times at some point and if you are determined, you will get through it....look for ways to simplify and streamline in order to make the money you do have go further....perhaps your wife needs to get a job as well....perhaps you should start looking for another job. Figure out how much money you need to have coming in for you to stay afloat and put a little aside for emergencies...then figure out how you can get that money...take one step at a time and again focus on what is really important....family and health...good luck to you my prayers are with you and your family
2006-11-25 23:46:30 · answer #10 · answered by Anonymous · 1⤊ 0⤋