Ok Anyone know any good ways to obtain credit???

Question

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Answer 1

Open a bank account and deposit money in the account. Tell the bank that you're wanting to establish credit. The bank will likely give you a Visa or Mastercard issued through the bank. It may only have a small credit limit of $200.00 or so, but that's OK. Charge on the credit card and make sure to always make the payment on time. Be careful to never be late. This is the beginning of a credit history. Don't take out credit cards at department stores because they actually have a negative affect on your credit report. Once you have your first credit card, you should be able to obtain more credit or raise the credit limit that the bank gave you. One thing you don't want to do is to open and close credit cards. It works adversely on your credit report. If you don't like a particular credit card, don't use it and put it away in a safe place. Lenders like to see that you have a decent open line of credit. If you decide to max out your credit cards and leave the country, lenders know that they won't be the only ones looking for you. They consider you a better risk.

Answer 2

The first and best way to go would be to try and get a credit card. It helps build up your credit as long as you keep up with monthly payment, and the good thing about it is that your credit score will slowly go up every few months or so. Also, when you have a credit card, your cc company will send information to the top credit companies letting them know how you are doing with the card, helping to build up your credit more!

Answer 3

Secured Loans

Secured Credit Cards

Forced Savings Plan

Piggybacking

Financing Goods or Services


Here is a intresting articles that teaches you all the different ways to build credit: http://www.expert-credit-advice.com/building_credit.htm

Answer 4

Go with a company that's trying to sell you stuff. JC Penney, Sears, Lowes.... They are willing to take risk because they know you spend more with plastic instead of cash.

Answer 5

My mail [e-mail]

Answer 6

A good Choice here.

Answer 7

apply for a cedit cad and than keep on paying bills on regular basis. your score will keep on rising