Is there really a way to find out your credit score without paying for it?
2006-11-25 14:21:16 · 5 answers · asked by nydiva28 3 in Business & Finance ➔ Credit
I got this from a website... looks like it is what you want. See the second paragraph
AnnualCreditReport.com is a centralized service for consumers to request annual credit reports. It was created by the three nationwide consumer credit reporting companies, Equifax, Experian and TransUnion.
AnnualCreditReport.com processes requests for free credit file disclosures (commonly called credit reports). Under the Fair and Accurate Credit Transactions Act (FACT Act) consumers can request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies. AnnualCreditReport.com provides consumers with the secure means to do so.
The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports. AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. We also provide options to request reports by telephone and by mail.
AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. Please note that, as a security precaution, consumers should never provide their personal information to any other company or person in connection with requesting free annual credit reports under the FACT Act. AnnualCreditReport.com will not approach consumers via email, telemarketing or direct mail solicitations.
2006-11-25 14:24:22 · answer #1 · answered by justr 3 · 1⤊ 1⤋
Nope! The ones that advertise on TV (freecreditreport.com, etc.) require you to sign up for a credit monitoring service that costs anywhere from $70 - $150 per year.
The only truly free credit report (but it doesn't include your score) is at http://annualcreditreport.com You can buy your credit score for about $6.00 as an option with the free report.
2006-11-25 14:26:03 · answer #2 · answered by Bostonian In MO 7 · 1⤊ 0⤋
No. You can get your credit report for free, but must pay for the score. It's not that much.
2006-11-25 14:22:34 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Why does everyone want a free credit score?
Just pay for it.
2006-11-26 05:14:45 · answer #4 · answered by Anonymous · 0⤊ 0⤋
yes i did it this week free credit score .com
2006-11-25 14:23:19 · answer #5 · answered by T-MAC 2 · 0⤊ 1⤋