Hello,
This is a quoate from a website I went to:---->
Dave's CREDIT SCORE BOOSTER MANUAL was written to give you the extra boost you need right now. It contains additional tips and tricks to improve your credit score fast.
But the real treat is the last method outlined in the manual. This one technique is so powerful it can add ten years of good payment history to your credit report within 30 days. This quickly makes you look like a better credit risk to the lenders and boosts your score dramatically.If you were to buy this manual on its own and read nothing else, this one method would make it well worth your time. It is amazingly simple and it is almost completely unknown. And it works every time.
Does anyone know what the above method is and how it works?
2006-11-25 13:14:18 · 7 answers · asked by Utopia 4 in Business & Finance ➔ Credit
You can build credit very fast by using a method called piggybacking.
You are simply asking someone to add you as an authorized user and all of their payment history is added to your report.
Read this article that teaches it: http://www.expert-credit-advice.com/building_credit.htm
And its not a scam, its free but It requirers the trust of someone though...
2006-11-26 05:20:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am a mortgage broker and a credit expert. one quick way to boost your credit is to have some one like a parent or friend add you as an authorized user to 2 or 3 of their GOOD credit card accounts. This means an account open for at least 3 or more years with a high credit limit of say, $5000.00 and no or a very low balance like zero or 500 to $1000. This excellent credit history on these accounts will crank up your score in 30 to 45 days when they start reporting the history on your credit report. If they dont ask for your socail security # when they call and add you as an authorized user, then it wont work. They will send you a credit card to use, but just give it to whomever is adding you on so they dont feel like you will use their account. expect a 40 to 100 point score jump. I just gave you gold.
2006-11-25 13:25:38 · answer #2 · answered by bondman07052 1 · 1⤊ 1⤋
it's a scam..................there's a lot of those out there. If your credit is messed up really bad. you can't erase or redo the past, but you can start to better maintain it for the future.
You can start by getting a 3-in-1 credit report from truecredit.com and compare them, they will also give you some analysis as far as what you may do to try and raise your score.
2006-11-29 19:23:37 · answer #3 · answered by Fluff C 1 · 0⤊ 0⤋
It's a SCAM! Period! The ONLY way to get a 10 year history of good payments is to make your payments on time for 10 years.
This is typical of the scams pushed by the cretins who sell these books. Save your money and pay it to your creditors. Your credit will be better that way, not his way!
2006-11-25 14:14:24 · answer #4 · answered by Bostonian In MO 7 · 1⤊ 1⤋
I have never heard of it myself. Be careful with things like this, it could be a huge scam where they're trying to steal your identity.
2006-12-01 01:35:05 · answer #5 · answered by Renee W 2 · 0⤊ 0⤋
Sounds like a scam.
2006-11-25 13:24:19 · answer #6 · answered by newyorkgal71 7 · 0⤊ 1⤋
No, I was not aware of any method that could boost your score for 10 years. Please tell us the secret.
2006-11-25 13:24:41 · answer #7 · answered by Mariposa 7 · 1⤊ 1⤋