I am in an awful lot of debt because of college tuition, books, supplies, etc. I don't waste my money, but I've had to buy expensive prescriptions (one of my pills alone costs $268 a month. I've started cutting them in half to get 2 months out of it). And I'm to the point that I have to put groceries and gas on my credit card.
Now I have $7000 on my credit card alone. This doesn't even count all the student loans I have.
I've been sick and not able to work as much as I need. Pray that I get well enough to work. And that I can somehow get the money to pay off at least this credit card debt. The monthly payments are getting out of hand.
2006-11-25 07:40:58 · 39 answers · asked by Heron By The Sea 7 in Society & Culture ➔ Religion & Spirituality
Write down this phone number and call them. Perhaps they can help you with your prescription costs.
1-888-477-2669 It is also referred to as 1-888-4ppa now. They are a nation wide assistance program for people who cannot afford their cost of prescriptions. They may be able to discount you drastically or even give you your prescreptions at no cost to you at all,depending on your situation.
Father,
I lift up this person to you, and ask for your devine intervention in their life. Help them out of their financial crisis. For i ask this only according to Your perfect will. In the precious name of Jesus, amen
2006-11-25 07:49:17 · answer #1 · answered by Anonymous · 3⤊ 0⤋
Hey you, i noticed your post here and your are a good person. I dont believe in praying so i wont. However i can help you with some advice. First remember college debt is not a bad thing is means you have paid for something that will pay for it self in the end. No matter what money problems you might have, your degree can not be taken away. Not spending money is good. Often people focus on not spending money. Or buying things cheap. Focus on how you can make more money.(i.e better job, small business) 2nd dont worry about college loans save them for much much later in life since they have very low interest focus on credit cards first. Check with your school if they have any programs that can further assist you.(i hope i helped)
if you wanna ask me anything else..... nexusmoon@yahoo.com
2006-11-25 08:00:30 · answer #2 · answered by Anonymous · 2⤊ 0⤋
You need to consolidate your bills into one ... There are many companies out there that do this and are very effective in helping people get out of debt... Also you should call your CC company and demand a lower rate.. Be polite but firm in insisting for a better rate so u can make some progress on payments.. I called mine and did this and was able to bring my 30% APR down to around 12% just because I called and politely yet firmly insisted that they could do better and give me a better deal... Also there are many govt programs that people like u can apply to and receive govt grants.. There are billions of dollars put aside for these programs yet most people don't even know they exist.. All it takes is a little research and a positive attitude and most importantly, don't give up on yourself and don't take any less then u deserve...
And also keep in mind that just about ever person on this planet is in debt and they will be for most if not all of there life so u r not alone....
Remember, your 20's are for learning and your 30's are for earning...
Keep the faith and u will always be OK!! Now smile and get out there and make things happen!!
Gods speed friend:)
2006-11-25 07:53:32 · answer #3 · answered by Anonymous · 1⤊ 0⤋
First off, quit racking of the credit card debt. God wants us to be debt free. Then, check out Crown Financial Ministry under the "True Financial Freedom" section. I listen to snipets of this show on the way home from work everyday and I've been knocking my debt down quickly.
Yes, I will pray for you. I pray that God will bless you abundantly. He knows your need and I ask that He will help you in this situation.
http://www.crown.org/
2006-11-25 07:56:42 · answer #4 · answered by shybusch 3 · 0⤊ 0⤋
I just did. There is a Church called the Brooklyn Tabernacle. They have a prayer request page on their web site. They have people that pray 24 hours a day and they will pray for you for a month. Might as well have people all over the country praying.
God Bless
2006-11-25 07:59:54 · answer #5 · answered by sunny 3 · 1⤊ 0⤋
I'l certainly pray for you, and I'll advise that you seek out a debt counsellor. Look into getting extended health care through your college that might cover some of the cost or your meds.
Good luck.
2006-11-25 07:44:02 · answer #6 · answered by Anonymous · 3⤊ 0⤋
Of course i will. But why dont u apply for medicaid and if you talk to your doc they can lead you to companies that will help ou with prescription cost looks up SP cares and PPA Partenership For Prescription Assistance etc. Find community resources, go to SRS and ask for help find a social worker someone who knows the resources in your community. And i hope the best for u God Bless
2006-11-25 07:46:23 · answer #7 · answered by do you know me? 5 · 2⤊ 0⤋
Hi!! What kind of question is this?? I'll pray for you but its you have to pray for yourself.. Only you.. We all go through some type of financial situation some time in our lives but you get through it.. You have to be strong.. Just have faith, belief, and just pray.. Talk to God.. Im really sorry to hear that you're sick also.. Can you ask your parents for help?? Im sure they'll help you.. Don't worry.. Are you working part time?? Thats a big help..
2006-11-25 07:47:14 · answer #8 · answered by Prettytrinigyal 3 · 1⤊ 0⤋
much love to you ...
but i truely believe what goes around comes around ...
and your hard work and dedication will pay off i am sure ....
i have been where you are and i am getting there slowly ...
i have even seen a little miracle happen with my debt , i was in 7000 like you and my husband reached the bottom with worry ... he was terribly ill.... and for no reason one day , our bank just let its debt go
so dont give up , dont stop praying and look to the future .... it will be brighter
xxxxx
2006-11-25 07:59:16 · answer #9 · answered by Peace 7 · 1⤊ 0⤋
I offered a prayer for you. One thing I was reminded of in church today is that one needs to live up to the light they have been given otherwise in certain circumstances that are self inflicted God will not reverse their effects. What light have you been given the opportunity to learn? Have you taken that opportunity to learn the information in the Bible? Have you put into practice what you have learned? If so, God will surely deliver you from your situation. If not, God will still help you, but His assistence may not be to relieve you of certain effects of sin. What ever the situation you must maintain your faith in Him that He knows what is best for you and will deal with you in the way that is best for you. Do you have that faith? If not do you know where to get such faith? Faith is a gift from God that you gain by serious study of the Bible on a daily basis.
2006-11-25 07:53:05 · answer #10 · answered by Anonymous · 2⤊ 0⤋